http://www.clipsyndicate.com/rss/feed/1602 http://eplayer.clipsyndicate.com/view/1602/3265682 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3265682?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/10/11/39/1a4422098f93e9833737b21d9152bd02.xrjfyafwnjqiayifpqpv.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">After 37 years, the Homemaker's Thrift Shop is losing its lease.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3265682?cpt=8&wpid=208 Fri, 10 Feb 2012 23:19:00 +0000 Volunteers vie to save the Homemakers Thrift Shop After 37 years, the Homemaker's Thrift Shop is losing its lease. http://www.clipsyndicate.com/video/playlist/1602/3265682?cpt=8&wpid=208 New Haven Register <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3265682&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> charity,real estate,news_playlist News,Local News,Business,Real Estate,Communities,charity http://eplayer.clipsyndicate.com/view/1602/3262900 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3262900?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/10/02/25/497625e31b3209d2eb46de9b9432bcbb.zumogaimeungjmwzuthk.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">2600 Immokalee Road Naples 34110 239-877-4340</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3262900?cpt=8&wpid=208 Fri, 10 Feb 2012 13:16:38 +0000 Patrick Dearborn Realtor 2600 Immokalee Road Naples 34110 239-877-4340 http://www.clipsyndicate.com/video/playlist/1602/3262900?cpt=8&wpid=208 WFTX FOX 4 Cape Coral, FL @@ >>> .fu@ecau t@d 8kUT ELTÁICKEA K"@ @@ g@@@sb@eai&amp;@@in@ s.@@ ars(az@@ nk h@ @@@OLh @@@C%@ @@@ @xp%t@@EF Y DIYOU TdTA @@$E!A R n c ,!hsnkou must oo do TAR GÍIT aOa O@M CTG@@x h@b5Bl eyomateu @ TOM@@h@ñ?@@N THA fEE THOEARAMTHE WHS@WHO who@ @@! ÚdT$@@@Q@ enlss ro@@@Na@H@@H@@@ E3@@@A'd(HG NLE@@A@@ @ pA B@ASES FRO 00$2 chrkso a@ l@t @@( @ bu@@ @@erar@@@@ a@@re@@ mNAN A@1R@ b runnout@ i 5j,[,! Y Ml ED-n @@@>> H T@@@@Ain "9 >>f i'heh@@ waching@ llt,oue @@ a ian tol. @ av@ifred youwl@ f@ he@@@g#ab a@ @@ d@ for@@@@@@ss, n!iio@ @ [c-$vs !.i# 'alet#@t @@ tlout@ @ h? AELUHa 0- yo 0rlpey8is n ch@ >vú'N(V%HA ntn theaw@@ show I S F@@DeR@RN@@ 4% hope@@@ oo i geat a@ @@ @d dA@y.ok t a@@o$ni.@@ tht @@ ok@c a ia@@he @@@@b@ @@@@bep@ b o@@ú's @@ rn . @me@@@ $@@ @ H-US aLEIc ay@@ t ('w heb cheeri@@ @@ ]o(@""d@ >>is@ustis-@@day. %7re t@ch @) b@ p okthie huge@@@@k]@ @ weurr]cahu h. a@@@@e@@nd@@ @@@@e(ngdoor@@@@ st b$2ng y@@ k@@ b@@ @@$@@ndwln@eigURnE @T@@@hONG@@@T9U@>>HA gr0@.it this@&amp;-#tur ui H%@. Gg. >>Y.T@TH O, TH$HE VW@@t@ -ONY, N GRE PICTHp@a@@ @! @@tx@@@@@@@@@@@@@@@@@@@@@@ edne heof@apings@h@@ park@w@@ t @@@@c@ aps@@ @@@@@@ @@shs@@b@@i@@g (@ ,-@t" hn@@@he q@ @@@@@ br OW@bN@@ @@1AIHL ,[>>@@i@@ GE@Q@ @ x LLMÓ OflT@@OUÚE6E AR@p@0@roc5r@@@v-ie@ c@@o@ lej @@h @ @ hKe.@@ @@bú >> TOS WHaá@.N@@@@#YOU@@ @@@@HI@OU0@ou an@thckHm @@ing!or@@(e@@ homsohwfl@@U@.@a@H%@@@@>>h%... autoo tenn@@oúi thich w 0-@ p@@@h%ne-' sop@@@fo a ]@@@nforon(%IS (@@@ @c@@O@H wa @wat f@@oxn h @@@@ú@@e po@@l t->> ,[ o&amp; t @@@@@ Ux d t 9.3 mi@@on00@@u% S a@@@@ L@S.@ >s [r@@ tt @ row.([>> KW WdAT'S@@ on Td vb@. the@ps@@@ feival@@e fid @@é@@ '-tl0 on. it kgr-kwf b i@@ soutor@@ap@@0, id[m therste @@@ @@ feiv úheew,[.i$@@ 's(@ ShKI@@@HO@@@@N@@@AF (@ OFOA$NEN@@@@@ @d ker0il a,@@@@ano@@ CARNeLEusinoóIPne I @ 4@ the@gu,@@@@@@ r@@pct@ @af@@ @@@@@@@@@@@@ @ (@@o@@h@@ le@@ @e an@ éirectheu@@@@ho@!@fs!@ o.@@@@@ rleyo oh@tos?@@ on,@ @@ @@@@@.@@@@ j4>>@@@@@ <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3262900&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> The,Morning,Blend Business,Real Estate,Careers & Occupation http://eplayer.clipsyndicate.com/view/1602/3262804 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3262804?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/10/02/01/bea0de666aadabc1d689d7874ec57707.dlemevpmyddoaolonasz.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Liza Fernandez speaks with renowned SWFL foreclosure defense attorney Todd Allen.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3262804?cpt=8&wpid=208 Fri, 10 Feb 2012 12:21:25 +0000 What the foreclosure settlement mean to you Liza Fernandez speaks with renowned SWFL foreclosure defense attorney Todd Allen. http://www.clipsyndicate.com/video/playlist/1602/3262804?cpt=8&wpid=208 WFTX FOX 4 Cape Coral, FL <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3262804&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> Liza Fernandez,foreclosure,mortgage News,Local News,Personal Finance,Mortgages & Real Estate,Sports,combat,self defense http://eplayer.clipsyndicate.com/view/1602/3263135 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3263135?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/10/03/42/306859ce9c945ca14db7f2c54a1b440f.oguzztgirbtturmkqdjk.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Attorney General Luther Strange says a 25 billion dollar settlement involving the nation's five largest mortgage lenders provides much needed relief to Alabama borrowers</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3263135?cpt=8&wpid=208 Fri, 10 Feb 2012 11:10:02 +0000 Mortgage Settlements Attorney General Luther Strange says a 25 billion dollar settlement involving the nation's five largest mortgage lenders provides much needed relief to Alabama borrowers http://www.clipsyndicate.com/video/playlist/1602/3263135?cpt=8&wpid=208 WAAY ABC Huntsville, AL general luther strange says a 25-billion dollar settlement...... involving the nation's 5- largest mortgage lenders..... provides much- needed relief to alabama borrowers. the companies were sued over foreclosure abuses. strange says the deal also puts an end to many of the bad behaviors that contributed to the mortgage mess... in the first place. the 5- banks involved must now reduce loans for nearly one- million households. also in <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3263135&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> WAAYTV_homepage,WAAYTV_morning,WAAYTV_news News,Law & Legal Issues,Personal Finance,Credit & Debt,Mortgages & Real Estate,Business,Banking,Legal,Government & Politics,Financial Industry http://eplayer.clipsyndicate.com/view/1602/3262308 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3262308?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/10/07/02/7d86498f742a8888f03e8920f9b97eea.wmhdvjfjotkhynsjiasf.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">When the bank foreclosed upon Eagle’s Tricia Thomas, she’d just divorced her husband, enrolled as a full-time student without a job and set out to raise a 1 year old and a 9 year old on her own.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3262308?cpt=8&wpid=208 Fri, 10 Feb 2012 05:00:56 +0000 Second largest settlement in Idaho history When the bank foreclosed upon Eagle’s Tricia Thomas, she’d just divorced her husband, enrolled as a full-time student without a job and set out to raise a 1 year old and a 9 year old on her own. http://www.clipsyndicate.com/video/playlist/1602/3262308?cpt=8&wpid=208 KIVI Boise, ID on the local impact of the foreclosure settlement in tonight's big story... don... financialy.. it's the second largest setlement in our state's history. one woman. to whom it might bring some relief... told us.. she didn't feel anyone owed her anything. but after a tough couple of years.. she did observe... of all the entities in this nation... the ones that got bailed out. were the least likely... to help out... "they're sending - what i feel like were threatening - letters. and i'm there as a single mom with two kids. i don't know what i'm supposed to do." whethe bank. foreclosed upon. tricia thomas. she'd just divorced her husband. enrolled as a full-time student without a job. and set out to raise a one-year- old and a nine- year-old. on her own. her home. became the only constant in her life. "it was our safe haven when the whole world was going out of control." then. the bank. took it away. "and they were serious about it. when they caled and said 30 days, it was 30 days. so, you packed up and you left." embarassment. humilty. and frustration. ensued. but tricia . eventualy . graduated with a teaching degree. landed a ful-time job. and tried to forget about al the banks. tok from her. the idaho atorney general's office. did not forget. "i think the settlement says the problem that these banks caused: we've made them accountable." one-hundred- million-dollars of accountability. for idaho foreclosure- victims alone. "wel, it's about time that we start seing a little." "you always would like more, but you have to judge: could i have goten more in litigation?" that process. could've taken five years. attorney-general lawrence wasden. determined. this offer. the best. for people like tricia. whoe story's grown closer to a collective american experience. than an outlying tale of woe. "i think the government helped them and they didn't help anyone but themselves." "this is the first step. is it the end? no." "this isn't the white picket fence that i was raised in and you pay your bils and you do what's right and if you owe someone, you pay them back and i wasn't able to do it." reminders of that failure. appear like barbs. everytime tricia. and to many other americans. move their kids to a new home. . in the form of monthly rent checks. and the constant reconsidering. of the role of home in our country. and the identity of this nation's shared ambition. "maybe if there's a message, it's: we're starting to see a light at the end of the tunnel." most of those who qualify for some of that one- hundred-million. have mortgages owned by the settling banks... to find out if you qualify.. you can check out the attorney general's website.. w-w-w... dot... a-g. dot... idaho. dot. gov live in studio.. mac king... today's channel six news... we want know what <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3262308&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> short sale,foreclosure,banks,settlement,economy,real estate Personal Finance,Mortgages & Real Estate,Business,Economy,Real Estate,Shopping & Commerce,Real Estate http://eplayer.clipsyndicate.com/view/1602/3263432 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3263432?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/10/05/34/2426b3bdb920cd1abd4fe2f99af43077.yzfhqolqcwivoqksvyju.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Washington DC (EVC) El gobierno anuncio hoy un compromiso historico que ayudara a miles de dueños de viendas victimas de prestamos predatorios.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3263432?cpt=8&wpid=208 Fri, 10 Feb 2012 04:06:00 +0000 Un acuerdo para la reduccion de plan de la hipotecas Washington DC (EVC) El gobierno anuncio hoy un compromiso historico que ayudara a miles de dueños de viendas victimas de prestamos predatorios. http://www.clipsyndicate.com/video/playlist/1602/3263432?cpt=8&wpid=208 WFDC Washington DC Washington DC (EVC) El gobierno anuncio hoy un compromiso historico que ayudara a miles de dueños de viendas victimas de prestamos predatorios. <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3263432&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> Un,plan,para,la,reduccion,de,un,hipoteca,wfdc_dinero,wfdc_economia,wfdc_gobierno_y_politica,wfdc_negocios_finanzas,wfdc_noticias_locales Business,Personal Finance,Mortgages & Real Estate,Insurance,Real Estate,Government & Politics,Shopping & Commerce,consumer affairs,Politics - U.S.,obama http://eplayer.clipsyndicate.com/view/1602/3262109 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3262109?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/10/04/55/0b07290c1e02e6d8232523ce0a30d251.owpovcwjjauzadjwipvh.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Homeowner Help</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3262109?cpt=8&wpid=208 Fri, 10 Feb 2012 04:01:12 +0000 Homeowner Help Homeowner Help http://www.clipsyndicate.com/video/playlist/1602/3262109?cpt=8&wpid=208 WXXA FOX 23 Albany to help homeowners hurt by the mortgage crisis. state and federal officials worked with bank of america, citi, chase, gmac and wells fargo. ann they agreed on 25 billion dollars, 136 million of that will come right here to new york. fox 23's torie wells is live in guilderland. take dbl box torie - break this down. torie the money will go to people who lost their home because of unfair practices, it will help others refinance or lower the principal on their mortgage. the deal also imposes strong standards on banks - and allows for more investigation into what went wrong. pkg for hundreds of thousands of families - the past few years have been marked by bad housing news. now - a change. "good news is on its way, its going to take a little time before it gets to their front door" state and federal officials settling a 25 billion dollar deal with five of the country's biggest mortgage lenders. part of that plan - 2- thousand dollar checks for victims of improper foreclosures. "for a lot of people ive seen its too late, its been going on too long theyve lost a lot of money" while that may not go far enough, attorney graig zappia says there are other aspects of this deal that could help some. the plan also includes money to help struggling homeowners refinance. and funds to modify loans for those who owe more on their home than what's it's worth. "service members that lost their homes during the foreclosure process and are now coming back to these probably are one of the primary people afforded the opportunity to refinance" zappia says the settlement also increases oversight to prevent so called robo- signing of mortgages. and leaves victims the flexibilty to take furthur legal action. "just because you got the money or loan modification there could still be other obligations the bank didnt live up to in the loan process" and the investigation committee president obama announced in his state of the union- headed by new york attorney general eric schneiderman - will move forward too. "im confident has the ability to go after the conduct that brought down the economy" torie you're probably wondering how do i qualify? zappia says there is criteria - you have to have your mortgage through one of those five banks. those banks are tasked with identifying those people then contacting them. but zappia says it will be a good six to nine months before you hear if you're even eligible. in in guilderland, tw, fox 23 news. john new details tonight on the <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3262109&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> Homeowner,Help,wxxa_local_news_videos News,Local News,Personal Finance,Mortgages & Real Estate http://eplayer.clipsyndicate.com/view/1602/3262057 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3262057?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/10/04/45/3ed97c58a21351f37a610be573f1b1db.gxfwnvmlezykiiwvwvns.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">When the bank foreclosed upon Eagle’s Tricia Thomas, she’d just divorced her husband, enrolled as a full-time student without a job and set out to raise a one year old and a nine year old on her own.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3262057?cpt=8&wpid=208 Fri, 10 Feb 2012 04:00:10 +0000 Second largest settlement in Idaho history When the bank foreclosed upon Eagle’s Tricia Thomas, she’d just divorced her husband, enrolled as a full-time student without a job and set out to raise a one year old and a nine year old on her own. http://www.clipsyndicate.com/video/playlist/1602/3262057?cpt=8&wpid=208 KNIN FOX Boise story. financially. it's the second biggest settlement in our state's history... and soon... it'll force... the largest banks in our nation. to pay idaho foreclosure victims. one- hundred-million- dollars... mac king's live in studio with tonight's big story. roland and michelle... i spoke with one real estate agent today. who estimated as much as half the homes on the market were in foreclosure... and most of the former owners. didn't fel anyone owed them anything... but at least one woman told us... of all the entities in this great nation. the ones that got bailed out... were the least likely to help out.. "they're sending - what i fel like were threatening - leters. and i'm there as a single mom with two kids. i don't know what i'm suposed to do." when the bank. foreclosed upon. tricia thomas. she'd just divorced her husband. enroled as a full-time student without a job. and set out to raise a one-year- old and a nine- year-old. on her own. her home. became the only constant in her life. "it was our safe haven when the whole world was going out of control." then. the bank. took it away. "and they were serious about it. when they called and said 30 days, it was 30 days. so, you packed up and you left." embarassment. humilty. and frustration. ensued. but tricia . eventually . graduated with a teaching degre. landed a ful-time job. and tried to forget about al the banks. tok from her. the idaho attorney general's ofice. did not forget. "i think the setlement says the problem that these banks caused: we've made them acountable." one-hundred- million-dolars of accountability. for idaho foreclosure- victims alone. "well, it's about time that we start seeing a litle." "you always would like more, but you have to judge: could i have gotten more in litigation?" that proces. could've taken five years. attorney-general lawrence wasden. determined. this offer. the best. for people like tricia. whose story's grown closer to a colective american experience. than an outlying tale of woe. "i think the government helped them and they didn't help anyone but themselves." "this is the first step. is it the end? no." "this isn't the white picket fence that i was raised in and you pay your bils and you do what's right and if you owe someone, you pay them back and i wasn't able to do it." reminders of that failure. appear like barbs. everytime tricia. and too many other americans. move their kids to a new home. . in the form of monthly rent checks. and the constant reconsidering. of the role of home in our country. and the identity of this nation's shared ambition. "maybe if there's a message, it's: we're starting to see a light at the end of the tunnel." when we found her. tricia didn't actually know this had even happened... most of those who qualify for some of that one- hundred-milion. have mortgages owned by the setling banks... to find out if you qualify... you can check out the attorney general's website... w-w-w. dot... a-g... dot.. idaho... dot... gov live in studio... mac king... fox nine news at nine. today.steve appleton's <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3262057&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> real estate,mortgages,foreclosures,short sales,settlement,Idaho Attorney General,Wasden Personal Finance,Mortgages & Real Estate,Business,Economy,Real Estate,Banking,Shopping & Commerce,Real Estate,Sales / Deals http://eplayer.clipsyndicate.com/view/1602/3262369 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3262369?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/10/09/55/9f86a3639c97270d925a386662a460fe.ksaakimnroktzzglrywv.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">El Gobierno Federal y los bancos más grandes del país llegaron a un acuerdo para dar millones de dólares a familias afectadas por liquidaciones hipotecarias</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3262369?cpt=8&wpid=208 Fri, 10 Feb 2012 04:00:09 +0000 Ayuda a familias afectadas por liquidaciones hipotecarias El Gobierno Federal y los bancos más grandes del país llegaron a un acuerdo para dar millones de dólares a familias afectadas por liquidaciones hipotecarias http://www.clipsyndicate.com/video/playlist/1602/3262369?cpt=8&wpid=208 KDCU Kansas Kansas, El Gobierno Federal y los bancos más grandes del país llegaron a un acuerdo para dar millones de dólares a familias afectadas por liquidaciones hipotecarias. De acuerdo al Fiscal General de Kansas el Estado tendrá cerca de 50 millones de dólares para ayudar a familias que enfrentan o han enfrentado una liquidación con los bancos. Los expertos dicen que no están muy claros los detalles de la oferta para saber quién califica para la ayuda, los interesados deberán llamar a los bancos para saber si califica para la asistencia del nuevo programa. <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3262369&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> hipotecas,bancos,liquidaciones,familias,kdcu_economia,kdcu_gobierno_y_politica,kdcu_noticias_locales News,Local News,Personal Finance,Mortgages & Real Estate,Government & Politics,infrastructure http://eplayer.clipsyndicate.com/view/1602/3261656 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3261656?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/10/02/32/330eb1d7c31020c8a045b95f1fdc5472.uncnrikypjeosvsautxk.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Once the home of Walter and Leonore Annenberg, the Sunnylands Estate is now a high level retreat for presidents and dignitaries. But in just a few weeks, you can tour the famous home.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3261656?cpt=8&wpid=208 Fri, 10 Feb 2012 02:07:06 +0000 Inside the Sunnylands Estate Once the home of Walter and Leonore Annenberg, the Sunnylands Estate is now a high level retreat for presidents and dignitaries. But in just a few weeks, you can tour the famous home. http://www.clipsyndicate.com/video/playlist/1602/3261656?cpt=8&wpid=208 KMIR NBC 6 Palm Springs walls of the annenberg estate in rancho mirage and tonight kmir 6's adrianna weingold takes us inside the former diplomats' sprawling private estate for a sneak peak at sunnylands, adrianna.. from the pink marble floors to the rare collection of artwork, it's unique architecture, and stunning views of the desert from every room, sunnylands is breathtaking...the re's also a brand new sunnylands garden and center where the public can see behind those famous pink walls for free. " after years of renovation the annenberg estate at sunnylands is now complete, the home in its original glory revealed to us DURING A SPECIAL TOUR we're trying to make it even more than people expected the annenbergs set wonderfully high standards for everythng they did and they range from art to education and of course what took place at sunnylands was a remarkable range of important policy decisions as well as great fun it was a sneak peak inside the annenberg's winter home, a look into the life and luxury of the nation's rich and powerful. no longer just a home, the estate now serves a greater purpose. sunnylands is a combination of many things, primarily we're a high level retreat center that will welcome leaders from around the world to fulfill our mission to affect change from around the world AND WHEN THE PRESIDENT stays at sunnyland he sleeps here, in the only bedroom in the main house. it was once walter and leonore annenberg's bedroom, now it's reserved strictly for THE COMMANDER IN CHIEF... our mission is that people will come here to create situations that will affect world change ...AND what better place than the sunnylands estate, where so much history has already taken place...stories captured in the room of memories, filled with family photos and pictures of every important dignitary, president and royal figure you CAN THINK OF. it actually is a museum in a living room absolutely the quality of the works that the annenbergs collected was so high that its a wonderful opportunity for people to get a flavor and a bit of the experience of accessing that kind of space, a home filled with artwork of museum quality the dining room where queen elizabeth once sat and remarked to walter annenberg that his collection of china was larger than hers. the guest quarters where 7 presidents have stayed, president reagan liked the yellow room the best. not much has changed since then, the estate is stunning, meant as a RETREAT FOR WORLD LEADERS the annenbergs wanted the estate to be left for those types of retreats starting with the president of the united states the scretary of state and international leaders to bring about world peace, well that would be nice THE HOME IS surrounded by an 18 hole golf course and several lakes...even a mausoleum sits on the grounds-- both walter and leonore forever at their sunnylands home. ...." the sunnlyands garden and center are free to the public. .." the sunnlyands garden and center are free to the public. .." the sunnlyands garden and center are free to the public. if you want a private tour of the estate that costs 35 dollars....i did ask how much it would cost to host a retreat at the estate-- i was told if i can stop global warming they will be happy to let me stay other than that, i'm out luck, but you can tour the property and i highly recommend it. time now for a check on the <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3261656&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> sunnylands estate,annenberg,walter annenberg,adrianna weingold News,Local News,Business,Real Estate http://eplayer.clipsyndicate.com/view/1602/3262297 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3262297?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/10/06/44/f7a959299f9ccff2146161ae7c1703b8.lhpvmrbdrampndwtfqqc.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">California has secured $18 billion to help homeowners who are on the verge of foreclosure.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3262297?cpt=8&wpid=208 Fri, 10 Feb 2012 02:02:23 +0000 Mortgage Settlement Reached California has secured $18 billion to help homeowners who are on the verge of foreclosure. http://www.clipsyndicate.com/video/playlist/1602/3262297?cpt=8&wpid=208 KGPE CBS 47 Fresno California is getting some help to combat foreclosures... Thursday, federal and state officials reached $26 billion settlement with five of the nation's biggest lenders accused of mortgage abuse. California will get $18 billion. The settlement gives those on the verge of losing their homes more options to lower their payments. A local realtor says he thinks the move will help speed up the recovery of our real estate market. "If this settlement can help people stay in their homes, valuations should stabilize and gain some traction down the road. Because the less foreclosures in the Central Valley, the better it is for real estate prices," said Joel Mazmanian of Realty Concepts. The money likely won't be available for another four months. However, state leaders say you should begin inquiring about it now so you'll be in position to take advantage of the benefits when the money kicks in. <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3262297&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> kgpe_local_news News,Local News,Personal Finance,Mortgages & Real Estate http://eplayer.clipsyndicate.com/view/1602/3261605 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3261605?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/10/02/18/9f2204ee841ac70ba5179a2dc27e6f5b.bmkabzxgzfhszefxrmoa.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">If you were improperly foreclosed on, you could be getting $2,000. And if your home is worth less than your mortgage, you could be getting a bigger chuck of that dough.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3261605?cpt=8&wpid=208 Fri, 10 Feb 2012 01:59:26 +0000 Big news for upside down mortgages If you were improperly foreclosed on, you could be getting $2,000. And if your home is worth less than your mortgage, you could be getting a bigger chuck of that dough. http://www.clipsyndicate.com/video/playlist/1602/3261605?cpt=8&wpid=208 KGET NBC 17 Bakersfield say the residents on plaza street didn't tell the truth. the residents said they didn't know who simon gomez junior was when detectives found him dead in the resident's doorway. new at six..big news today for homeowners up side down on their mortgages or forced into foreclosure after the housing collapse. atto kamala harris made c part settle country's biggest mortgage and 18-billion of that goes to california. 17s rob martin is her if you were improperly foreclosed on, you getting worth less than your mortgage, bigger chunk of dough with thi details have and there are many unanswered seeing for sale signs and foreclosure on the market is very common now. "its really hard because right now our budget is tied up and then we have a lot bills to pay." and this money is not coming from the federal government. "the banks are putting up the money, its not coming from the tax payers. thats a good thing for a change. and also it will help supposedly people who are under water on their mortgages. and we dont know whats going to happen" this wont help if your mortgage is through freddie or fannie which account for 67% of the homes in california. but if your bank is wells fargo, bank of america, jpmorgan chase, citigroup, or ally financial you could see some money. we talked to wells fargo and they tell us they will be sending notices out to people who may qualify. but attorney general harris says you should not wait for it come to you. so talk with mortgage holder. overall t is only a drop in the bucket of distressed homes, some saying its not enough. and others still question why the banks didnt help before the mess. "me and my husband didn't understand why the banks didnt work with the people when they were still making their payments on time. ey just may not have been able to make the full amount and just would have help us overall in california as far as financially all across the board." the fine details of the program will dictate who gets what and when they will get it. but there will at least be some help.. to some people. reporting live in the news room, rob martin 17 news also new at six. <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3261605&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> mortgages,banks,foreclosure,government,kget_local_news News,Local News,Personal Finance,Mortgages & Real Estate http://eplayer.clipsyndicate.com/view/1602/3261515 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3261515?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/10/01/34/5b4a8a83f18e4404c51e3e56341b9d4d.pzzsyxcdampfqjuijtmr.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Homeowners could get payments of $1,500 each.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3261515?cpt=8&wpid=208 Fri, 10 Feb 2012 01:01:49 +0000 Arizona to get big chunk of home mortgage settlement Homeowners could get payments of $1,500 each. http://www.clipsyndicate.com/video/playlist/1602/3261515?cpt=8&wpid=208 KNXV ABC 15 Phoenix, AZ <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3261515&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> Personal Finance,Mortgages & Real Estate,Business,Real Estate http://eplayer.clipsyndicate.com/view/1602/3261534 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3261534?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/10/01/43/37aa18c34cbb15516a6c83fdc9260e12.euytulfztywbtnvbustp.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Hoy se levantaron voces de protesta en Denver entorno a los embargos hipotecarios que según estos manifestantes, continúan golpeando a los hispanos.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3261534?cpt=8&wpid=208 Fri, 10 Feb 2012 00:02:00 +0000 Protesta por embargos hipotecarios Hoy se levantaron voces de protesta en Denver entorno a los embargos hipotecarios que según estos manifestantes, continúan golpeando a los hispanos. http://www.clipsyndicate.com/video/playlist/1602/3261534?cpt=8&wpid=208 KCEC Denver, CO A pesar de que ciertos indicadores apuntan a una recuperación económica, los embargos hipotecarios continúan afectando a muchos dueños de viviendas y sobre todo a los hispanos. <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3261534&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> denver,protesta,embargos hipotecarios,KCECTV_DINERO,KCECTV_ECONOMIA,KCECTV_NOTICIAS_LOCALES News,Local News,Business,Economy,Real Estate http://eplayer.clipsyndicate.com/view/1602/3261158 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3261158?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/10/12/06/5f6cd2250d5c42069a7d420288dd3379.rxaluscrapjnhduxtgui.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Lenders are paying for foreclosure abuses and unacceptable mortgage practices.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3261158?cpt=8&wpid=208 Thu, 09 Feb 2012 23:06:11 +0000 Foreclosure agreement Lenders are paying for foreclosure abuses and unacceptable mortgage practices. http://www.clipsyndicate.com/video/playlist/1602/3261158?cpt=8&wpid=208 WKBN CBS 27 dollars from that deal.. That's over 2-percent of the 25-billion dollar agreement, but it covers over 60-percent of the victims. The lenders are paying for foreclosure abuses and unacceptable mortgage practices after the housing bubble burst. The Attorney General's office in Ohio and PA is warning homeowners to watch out for scams linked to the settlement. The best way toind out if you qualify for help is to contact the A-G's office. Today -- U-S Senator Rob Portman met with the Air <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3261158&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> foreclosure,wkbn_headlines News,Personal Finance,Mortgages & Real Estate http://eplayer.clipsyndicate.com/view/1602/3261132 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3261132?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/10/12/02/1229cbbc7f4be1a71eac7489df98ad5b.qkiqwqvpmdmwktateogm.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Departamentos federales de justicia y vivienda anuncian acuerdo nacional con principales bancos con fin de frenar crisis hipotecaria</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3261132?cpt=8&wpid=208 Thu, 09 Feb 2012 23:01:58 +0000 Acuerdo Millonario para afectados por Hipotecas Departamentos federales de justicia y vivienda anuncian acuerdo nacional con principales bancos con fin de frenar crisis hipotecaria http://www.clipsyndicate.com/video/playlist/1602/3261132?cpt=8&wpid=208 WUNI Boston Representantes de los departamentos federales de justicia y vivienda anunciaron acuerdo nacional con los principales bancos del pais con el fin de frenar la crisis hipotecaria en la nacion. El acuerdo anunciado por el fiscal general de la nacion Eric Holder señala que los grupos Ally Finantial, Bank of America, Citigroup, JP Morgan y Wells Fargo deberan consignar 25 mil millones de dolares para aliviar la situacion de las hipotecas bajo el agua en 49 estados y reducir las cuotas de pago de mas de un millon de deudores hipotecarios. Localmente, la fiscal Martha Coakely anuncio que Massachusetts recibiria 318 millones en asistencia para la reformulacion de las hipotecas y para la distribucion de cheques de hasta dos mil dolares entre los afectados. Las organizaciones que localmente lidian con esta problematica reaccionaron ante acuerdo. "Toda la gente que tiene prestamos o propiedades garantizados por el gobierno federal de las agencias de Sallie Mae y Freddie Mac no estan elegibles para beneficiarse de ese acuerdo y son 56 por ciento de los prestamos de este pais son garantizados por Fannie Mae y Freddie Mac." Las instituciones financieras tendran hasta tres años para cumplir con sus compromisos , mientras las autoridades aseguraron que el acuerdo no protegera los bancos de futuras demandas criminales por los casos de presuntos abusos hipotecarios hace mas de 14 años que no se llegaba un compromiso de esta magnitud entre el gobierno y la banca privada. <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3261132&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> asisgtencia,casas,dinero,pagos,hipotecas,bancarota,wuni_noticias_locales Personal Finance,Investing,Credit & Debt,Mortgages & Real Estate,Taxes,Communities http://eplayer.clipsyndicate.com/view/1602/3260781 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3260781?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/09/10/52/17634beaf194d3d5e71fed68bbc25645.giwzkcsajmlcicvcukwq.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Mortgage Settlement</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3260781?cpt=8&wpid=208 Thu, 09 Feb 2012 22:05:10 +0000 Mortgage Settlement Mortgage Settlement http://www.clipsyndicate.com/video/playlist/1602/3260781?cpt=8&wpid=208 WXXA FOX 23 Albany on the verge of foreclosure, help is on its way. vo new york state attorney general eric schneiderman announced today that he secured a 136- million-dollar settlement to help struggling new york homeowners keep their homes. the money is part of a 25- billion-dollar national settlement between the five largest mortgage lenders and 49 states over foreclosure abuses. schneiderman says while this money will certainly help those in need, his investigation is far from over. sot "people getting thrown out of their homes, it is really one of the worst things that can happen to the people in the city and state of new york; kids miss school, lose their jobs, the neighborhoods decline. we are determined to try and prevent as many foreclosures as possible." vo new york received more money per "underwater" borrower than any other state. john ten states are now <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3260781&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> Mortgage,Settlement,wxxa_local_news_videos News,Local News,Personal Finance,Mortgages & Real Estate http://eplayer.clipsyndicate.com/view/1602/3260442 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3260442?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/09/08/24/9cd4990c7d557e25a4d808a311c5e4e6.utabojksohnubevocdoc.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">If you lost a home to foreclosure you're not alone. You may be in line to receive a big check from a big bank. Some financial help for those who need it. Five of the country's largest mortgage lender reached a settlement over foreclosure abuse.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3260442?cpt=8&wpid=208 Thu, 09 Feb 2012 19:59:34 +0000 FORECLOSURE DEAL REACHED | THU 02/09/12 If you lost a home to foreclosure you're not alone. You may be in line to receive a big check from a big bank. Some financial help for those who need it. Five of the country's largest mortgage lender reached a settlement over foreclosure abuse. http://www.clipsyndicate.com/video/playlist/1602/3260442?cpt=8&wpid=208 KSNV Las Vegas i'm dana wagner filling in for kim today. if you lost a home to foreclosure you're not alone. you may be in line to receive a big check from a big bank. some financial help for those who need it. five of the country's largest mortgage lender reached a settlement over foreclosure abus. federal officials say 49 states signed on to 26 billion dollar deal but the state attorney general's office hasn't confirmed if nevada is part of that agreement. terms of the deal require bank of america, j.p. morgan chase, wells fargo, citigroup and ali financial to reimburse american homeowner whose lost their homes to foreclosureithin three years. each homeowner could receive as much as $2000. the agreement also forces the lender to reduce mortgage principles for a million homeowners. attorney general eric holder and hud secretary shaun donovan said the deal offers protection and punishment. >>> this agreement establishes significant new homeowner protections to help prevent future misconduct. it also provides substantial financial assistance to victim borrowers. this isn't just about punishing the banks for irresponsible behavior but helping the people they harmed by funding efforts to help homeowners stay in their homes. >> and the federal a deal on lawsuit filed by nevada gent lender countrywide which is now part of bank of america. the suit accused countrywide of violating the ambassador consent degree on mortgage servicing. we're told nevada attory general catherine cortez mastor <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3260442&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> Mortgages,class act,homes,Vegas,ksnv_top_video News,Local News,Personal Finance,Mortgages & Real Estate,Business,Real Estate http://eplayer.clipsyndicate.com/view/1602/3263258 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3263258?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/10/04/36/1b53ffc9016733facb7b0f3f332896f0.oohgampbudongjawufrb.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Realtor Mike Chobanian specializes in distressed properties and is on the show today to help Las Vegas homeowners who are upside down in your property. Also tips on those who are renting and how you can take advantage of these market conditions.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3263258?cpt=8&wpid=208 Thu, 09 Feb 2012 17:15:13 +0000 Vegas Capital Real Estate Realtor Mike Chobanian specializes in distressed properties and is on the show today to help Las Vegas homeowners who are upside down in your property. Also tips on those who are renting and how you can take advantage of these market conditions. http://www.clipsyndicate.com/video/playlist/1602/3263258?cpt=8&wpid=208 KTNV Las Vegas, NV >> welcome back. if you own a home that's worth much less than when you bought it, the reality can be brutal. many folks who are in this position and are considering their options. if that's you, our next guest may be able to help you get outside from being upside-down. >> here to answer any questions you might have is mike chobani a realtor who specializes in distressed properties. >> hello. >>thank you. >> welcome back. >> what's the economic outlook for vegas looking like right now. >> we are going through an election year so that could be -- we might see positive cnges. however, it's going to be to the minimum. las vegas still is suffering one of the worst economies in the country, unemployment is very high. housing cris will continue for at least ather three, four years. the prices are the worst they have ever been. >> so -- what advice do you have for people who are upside-down on their properties as so many people are? >> if you are upside-down like 80% of las vegas homeowners, whether you are current or in default, best thing to do is eliminate your negative debt. get rid of it. and because there's no light under -- in this tunnel unfortunately, it's going to take at least 10 to 15 years for the houses to recoup in value. and where people bought them at. if you are in default, the best thing to do is short sale to avoid foreclosure. short sale you can offer within a couple of years. foreclosure is a bad as bankruptcy and it's free. just take advantage of it. >> are you short sale if you are current as well. >> yep. >> got you. >> there are people who bought their homes can still afford it but are taking hits because of property values have depreciated. >> bad. >> so much. >> if you are going to do a short sale, what do you need to know? >> well, the best thing to do is give us a call. get free consultation and learn about your options in detail. if you are upside-down, depending how upside-down you are, only 25% or so, you actually might qualify for e hart program and reinnocence yourself. your loan and just keep your house and continue making your payments. if you are like the rest of las vegas home oceans, 30% to 60% upside-down, eliminate your negative debt and get rid of it. it is free. you might get money towards moving out of the house, around $3,000 or so, and there's another option which is really great, if you are current and you can afford a second home. buy another house and take advantage of the low prices that will average your losses, and pretty much make money from one, whether you might have lost another one. write it out or move into it. there's a lot of options. >> there are some people who might be moving from the las vegas area to go to other states that might have found jobs there or living with family there. how do they get out of their houses, something they can do instantaneously. >> yes. the best thing to do is call us and we can help you out with your options. you can short sale it or if you know, depending what position you are in, you might able to just sell it straight up. >> and then obviously there are people who are renting right now, who sat on the sidelines who haven't jumped in and you say that right now is an excellent time to buy a distressed property? >> sure. 100% because you can buy a 100,000 house and your payment will be $650 or $700. you can rent it out or live in it and it's still going to be much cheaper than renting someone else's property. build equity, get tax deductions towards your mortgage payments prmplt we still seeing historically low rates? >> yes, it's incredible rates. one more thing i'd like to add about the short selling. now is the best time because of the capital gains legislative bill will be expiring by the end of this year. so, take advantage of that now. >> and how does that help people? >> well, if you purchase a house for -- or if you have a mortgage of $500,000, and your house is worth $200,000,s if you short sale it or foreclosed on it, you're responsible to pay capital gains on the $300,000 difference. >> at the end of the year. >> that's correct. >> today and this year, it will get forgiven and you will not have to pay any tax on it, those hefty taxes. don't wait until the summer or fall. short sale can take three 0 six months and you don't want to miss that deadline. >> absolutely. >> mike. it's a pleasure. >> great words of advice. thank you so much. >> thank you so much. >> mike specializes in distressed properties. <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3263258&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> Vegas Capital,Chobanian,Morning Blend Personal Finance,Mortgages & Real Estate http://eplayer.clipsyndicate.com/view/1602/3258341 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3258341?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/09/03/29/b40a0cf97853234d4e0e2b08a2d1b4c3.efshhlqxowzrwhqotpeq.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Plans are moving forward for UT to purchase the popular Players Restaurant.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3258341?cpt=8&wpid=208 Thu, 09 Feb 2012 03:05:23 +0000 UT Plans on Purchasing Players Plans are moving forward for UT to purchase the popular Players Restaurant. http://www.clipsyndicate.com/video/playlist/1602/3258341?cpt=8&wpid=208 KNVA CW 54 Austin 3 a popular burger joint near the ut campus may soon be sold. sold.university of texas system board of regents today authorized ut austin to purchase players on mlk boulevard.a ut spokesman says they're already under contract to buy the shell gas station at the corner.as you can see both businesses are on the edge of the growing campus. campus. kxan's doug shupe is live outside player's restaurant tonight with reaction from longtime customers... doug 3 a countless number of past and present longhorns have walked through these doors and the restaurant has also beocme a favorite for many longtime austinites.3 which is why many say today's news is a little tough to hear. 3 players is known for its hamburgers and beer, but it's not known for changing much since first opening in 1981. 1981.3 "we come about every week player's is just about the best place on campus or around campus to eat my favorite burger." however change may be coming now. now. "our whole group of friends comes hever tueday night, so when we found out we were all really sad."ut board of regents voted unanimously to allow ut to acquire the property and a lot next door for a price no greater than fair market value as determined by independent appraisers.the travis county appraisal district lists all that at more than a million dollars. in 2004 regents authoritized the use of eminent domain to buy player's but the owners didn't want to sell and fought it... the legislature got involved... and ut agreed not to take the property by force. but now - the university is actively negotiating with the owners. "i just hope in spite of all this players can find somewhere to be." monica hernandez and her husband ate at players for possibly one of the last times wednesday night. "it's pretty darn special i mean it really is. it makes me really sad that it won't be here anymore."hernandez has an emotional connection to the restaurant - she calls dad's place. 3 "every year before my dad passed he would always bring us here every birthday my brothers and sisters and i." for her, it's not just any place but rather a place full of memories. "it's kind of sad that he's pased and now this won't be here anymore and we just can't come and remember him here." for thirty years, people have gathered with friends and family for food and fun. many say it's a one of a kind - a ut landmark and for some a tradition. "i think austin is going to lose a really great place." 3 players owners did not return our calls for comment today. so we don't know what their future plans are. and <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3258341&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> doug shupe,real estate,players,ut News,Local News,Business,Real Estate,Home & Lifestyle,Food/Wine http://eplayer.clipsyndicate.com/view/1602/3259144 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3259144?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/09/11/59/03089bc1ce88fbf4ed58d5ba2066a133.aozlwuafaxkapsovsptv.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">If you're current on your mortgage payments but owe more than your home is worth because of declining property values, there could be relief in sight.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3259144?cpt=8&wpid=208 Thu, 09 Feb 2012 03:01:47 +0000 Help for Refinancing Underwater Loans If you're current on your mortgage payments but owe more than your home is worth because of declining property values, there could be relief in sight. http://www.clipsyndicate.com/video/playlist/1602/3259144?cpt=8&wpid=208 WSYM FOX 47 Lansing, MI advantage of lowering interest rates for years. and that's about to change-- with the national foreclosure settlement michigan signed onto tuesday. sherene tagharobi,, on how the funds would help you refinance. 45:38 interest rates have dropped so far, they can make a significant difference in a monthly payment that can keep somebody in their house but low interest rates mean nothing without a bank willing to refinance your loan. 2:33 if the property value does al not make up for what the home is currently, that's where people run into difficulty the good news is five major mortgage servicers have agreed to fund a refinancing program. that commitment comes as part of a multibillion dollar nationwide settlement michigan signed onto tuesday,, john sellek,, spokesperson for attorney general bill schuette exlplains. 45:56 they will take56 people who are in these underwater loans and refinance their loans where today they may not have done so // hopefully that'll keep people in their house a lot longer and get through this crisis and ease the crunch on the housing market relief desperately need,, says brad ward with the michigan association of realtors. 2:57 refinancing a lot of thane folks underwater lends stabilization to the housing market and as soon as we can stabilize the housing market we can start returning to good economic times here in the state the settlement would also mean cash payments of about two thousand dollars to people whola lost their homes to foreclosure between 2008 and 2011. keep in mind-- your loan has to be with one of the five mortgage services include in the settlement. chase... bank of america... wells fargo... citigroup... and g-m-a-c/ally. <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3259144&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> News,Local News,Personal Finance,Mortgages & Real Estate http://eplayer.clipsyndicate.com/view/1602/3256841 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3256841?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/08/06/43/c65567e785728e4e91a1f69f2ebbf9b8.ygrcyfwyayvmslheyzoc.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Your upside down on your house. Your back's against the wall. How do you get out of the situation without ruining your credit? Cogburn Law Offices knows how to handle the companies that are putting the squeeze on your wallet. Watch today to learn more.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3256841?cpt=8&wpid=208 Wed, 08 Feb 2012 17:31:04 +0000 Cogburn Law Offices Your upside down on your house. Your back's against the wall. How do you get out of the situation without ruining your credit? Cogburn Law Offices knows how to handle the companies that are putting the squeeze on your wallet. Watch today to learn more. http://www.clipsyndicate.com/video/playlist/1602/3256841?cpt=8&wpid=208 KTNV Las Vegas, NV >> welcome back to the blend. did you know you can short sale your home and then remove it from your credit? yeah. it is possible. next guest can help you take advantage of it. if you are faced with housing problems. >> here to tell us more. is attorney jamie with could go burn &amp; associates. welcome back. >> thank you. >>as you know, a lot of people have a home they cannot afford it. and if they can afford it is a bad investment. what would you recommend they do not to ruin their credit. >> one of two things. i would say either stay current and you can short sale your house. or if you are going to go delinquent you could get it removed off your credit. to where it doesn't show that you ever owned the house on your credit. >> so it is possible to do that and no one would know you had bad credit? >> exactly. because actually the trade line gets removed off your credit o it appears as if you never owned the credit. loopholes, basically working the system against them. and they will agree to short sell your house and then end up geting it removed of your credit in 90 days. >>have you perfected time trav? >> i wish. >> that's incredible. can you protect -- one thing that people worry about is are there other assets taken from the bank, or targeted by the bank? >> all in how you structure it to the bank. &amp;-i will be honest. i did 12 years ago, and we facilitated within my office, you know, my short sale comes across with our letterhead. hard to say we have no money at all. but most of our clients, 85 percent of our clients, it is not that they cannot afford it but they do not want it anymore. because neighbor just bought it for 2300 they owe half a million and it is not coming back. >> and typically how long does it affect your credit when you do a short sale? >>well, it will stay on your credit for seven years. but your credit usually bounces back, if you did nothing. anywhere from 12 months to 24 months. -epends on your credit history. >> so if you have other things on your credit. most people short sale, that's the only credit blemish they have. paying their credit cards. student loans. car payments. things like that. so if you have other things on your credit it bounces back quicker. but if you want to be able to buy a home immediately. you need to stay 100 percent current on your loan. or you will need it to remove it off your credit. >> how are you able to delete that off your credit history? >> you actually go back to the lender, and you are disputing it with the lender. and it is aanegotiation process and they remove it. >> in bill collection as well you can negotiate and say here is the settlement. but i can do this? >> correct. and it is a bit more difficult when you are dealing with the lender. but there are loopholes, laws you use in your favor. and ultimately it takes, usually 90 days to get it removed off the credit. so once it reports, then you start the process, and it takes about 90 days. and then, you know, we make sure that it stays off. >> can you then turn around and buy a home that either you can afford or an investment you instant. >> yes. if you are buying a home, now is the time. you are looking at, for the next five years, going to be -- you have so many investors coming in buying homes right now. canadian. asn investors. money is going back overseas. whereas people need to buy homes now. and you are getting a great deal. you are buying stuff for $60 a square foot. >> the way it is here in vegas you could buy the house next door to your house if it is for sale and it will be half the price of your house. same thing? >> absolutely. right now, you can truly buy and it is less than you can rent them for. >> so again, getting back to this topic at hand. so you are able to short sale your home. remove it from credit. and if you wanted to, you have perfect credit, you can buy another home. >> if you are going to short sale do it before the end of the year. you need to do something now, because the tax laws are changing. the debt forgiveness act expires at the end of the year. short sale could take, just negotiation process, takes 90 days. but if it takes you 30 days to >> you are going deep into the summer? >> yes. back time it. >> if you signed up today you are looking at closing may, june, somewhere in there. and that could be even further out if it takes you awhile to get an offer. or a buyer that changes their mind after you are done negotiating. >> if it is not done at the end of the year. you are forgin $200,000 in debt. >> you are paying taxes. >> ridiculous. >> if you are in 25,000 tax bracket. >> lawmakers will not extend the break? >> they have not come out with anything that said they are. they may. i would not count on it. they can barely get the budget in line. they are busy he blaming each other for all the problems. >> we can see you for consultation, without charge? >> free consultation. you will see myself, or one of the other lawyers in the office. we go over everything. we will tell you what is right. sometimes it is not -- you are and we will tell you that. tell you what to do. >> jamie thank you. >> thank you for having me back. >> cogburn law can help you short sale. and delete it from credit and there are fre consultation. call the number or check out their website on <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3256841&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> Cogburn Law,Morning Blend Personal Finance,Credit & Debt,Mortgages & Real Estate http://eplayer.clipsyndicate.com/view/1602/3253544 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3253544?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/07/06/37/b7f798a7a9c5020512a305c5c40cdd6e.oywchydilazbzjrgouqn.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Times are tough and Frank Napoli wants to help by offering free loan modifications. Find out how he and his family-owned business can save you time and money.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3253544?cpt=8&wpid=208 Tue, 07 Feb 2012 17:13:25 +0000 Frank Napoli Times are tough and Frank Napoli wants to help by offering free loan modifications. Find out how he and his family-owned business can save you time and money. http://www.clipsyndicate.com/video/playlist/1602/3253544?cpt=8&wpid=208 KTNV Las Vegas, NV >> welcome back to "the blend" if you are facing problems with your home, don't give up, get help. you don't have to take on all the problems, our next guest is wanting to help you get on track. >> here with what you need to know if you are in this position, frank naply, jr. a lot of people are about to lose their home. what are their options? >> first thing is don't give up. don't let your house go to first option is a loan modification. apply with your bank to present your financial situation to see if they can reduce your monthly mortgage payments. banks, lower interest rates, amortize the loan longer than 30 years and principle reductions. now they are starting to do it more. more government programs coming out to help assist this. >> excellent. youffer loan modifications for free, why? >> yes. obviously, you are having a hard time making payments. loan modifications do take time. if you are in need, we are willing to help you. nothing but time. we'll do it. we are staffed to do it. we have processors that do them all day for people. >> if you don't want to go to loan modification, a lot of people don't qualify. the loan modifications are strict. if you don't, don't let your house go to foreclosure. short sale is when you own more than what it is worth. you can ask the bank to forgive you the difference. >> short sale shows god faith on behalf of the homeowner. your future creditors, they want to see. i see you are having trouble making your payments. you are going to at least bring me a portion and explain why you can't make the payment. i forge you, i understand. a lot of people stop making the payments. then the bank has the right to sue them for the deficiency and pursue them in the future. >> no negotiating. >> you stopped paying, i am coming after you, they have six months to pursue you. they are going to wait until you are making money in the bank and then they are going to go after you. you don't want to get through a foreclosure, repair your credit and be faced with a bank pursuing you. you can't leave anything in your past. sell it now. >> who does the negotiating withh3 c1 the bank? >> we do. from start to finish to the time we go out to the time we get an offer, we negotiate the short sale a-z. we negotiate and present the case and get the clients completely released. when we get the approval letter from the bank. we run it passed our own attorney. >> you have your own attorney, we don't have to hire an attorney? >> no. only time is if you don't do anything about this, let it go to foreclosure, then the bank sues you. in our office, successful short-sale means, the client was able to sell their home, completely forgiven and the bank has waived their right to pursue it in the future. in our office we have done several successful short-sales. not one of our clients has had to pay anything to us. >> the banks pay closing costs which include the costs. that is what we do. >> jr., thank you for the tips thank and his dad frank sr. <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3253544&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> Frank Napoli,morning blend Personal Finance,Mortgages & Real Estate http://eplayer.clipsyndicate.com/view/1602/3252308 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3252308?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/07/07/27/3356e5b3adda95bcace4b5409c43969e.accnnpmxqchmrwfdsulh.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">A group of South Bay residents told 10News on Monday that squatters living in foreclosed homes are terrorizing their neighborhood.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3252308?cpt=8&wpid=208 Tue, 07 Feb 2012 07:00:27 +0000 South Bay Residents Fight Squatters A group of South Bay residents told 10News on Monday that squatters living in foreclosed homes are terrorizing their neighborhood. http://www.clipsyndicate.com/video/playlist/1602/3252308?cpt=8&wpid=208 KGTV ABC San Diego <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3252308&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> News,Local News,Business,Real Estate http://eplayer.clipsyndicate.com/view/1602/3249719 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3249719?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/06/04/01/953c7e9cab27dc8cdad33f8de00fe6f3.fkkwexlgshmiixegzkra.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Denisa Tova tell us how.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3249719?cpt=8&wpid=208 Mon, 06 Feb 2012 16:01:24 +0000 How to pay off your mortgage sooner. Denisa Tova tell us how. http://www.clipsyndicate.com/video/playlist/1602/3249719?cpt=8&wpid=208 KDVR FOX 31 Denver, CO <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3249719&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> News,Local News,Personal Finance,Mortgages & Real Estate http://eplayer.clipsyndicate.com/view/1602/3249970 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3249970?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/06/05/32/16c44ba9046f2c5de23ae7c91f49e790.rerqbefevjjsvovfxtwo.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Buying a House</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3249970?cpt=8&wpid=208 Mon, 06 Feb 2012 14:24:53 +0000 INSTY - Pete The Planner Buying a House http://www.clipsyndicate.com/video/playlist/1602/3249970?cpt=8&wpid=208 WISH CBS 8 Indianapolis instance i have. fortunately, my kids, you have awesome teeth, andi. >> thank you. i was think, my childhood dentist, dr. muffin, we would look forward to going to the dentist. >> that is true. many kids do look forward to it. >> yes, school, too. >> i'm so distracted by the hairy knuckle story, i don't know what to do now. >> i'll remind you. you are here today, now is the best time to buy a house. but, seriously, i mean, for real? >> no, i tend to, you know, try to let you know exactly what is going on this the world of financial or real estate or things like that. i believe rig now, it is actually the perfect time to buy a house. i have been wanting to say this for several years but the reality is real. right now, the perfect time to buy a house. >> why is it so perfect? >> i'm curious. number one, interest rates are ridiculously low. in fact, they never been lower, within a couple of points. never lower. they are going to stay low for a while. it is a matter of getting your stuff together. you will have time to do that. interest rates are low. >> okay. what about real estate? >> number two, real estate prices have fallen significantly. that is a really good thing, means you are buying at a discount. buying things on sale. notice, this is not the best time. i didn't say this is the best time to sell tm. >> no, you did not. >> big difference. >> huge difference. >> forward. best time to certainly buy because things are on sale. if coming from a rent ral situation, a house, or house is a marketable ropt right thousand, sell the house you are this, you can certainly upgrade if you wl and into a different house. >> all right. so there is that. tollo the 25 rule. >> what is that? >> i made it up. >> it is 25 -- >> yeah. >> you know what it is? i'm so exhausted, i can't keep up with him today. >> 25-10-5. super bowl, i understand. 25-10-5. ke sure that your mortgage payment is not anymore than 125 percent of your take home pay. >> okay. >> make sure you can put 10 percent down on the house you are going to buy. and make sure you are going to stay there for five years. if you can't do these three thing, despite the fact that it is best time in history of america to buy a house, not for you. 25-10-5, always use a realtor. don't cut corners and get cheap. these are professionals who know what they are doing and prevent. i is had a friend who had a real estate emergency because they didn't do the proper job with the person they were buying the house from. major sewer issue the realtor would have found. they went without a realtor. now a $7,000 sewer repair bill that they are responsible for. realtors serve a purpose. use them appropriately. like really good uns. >> right. >> someone out there. pick one. they'll save you money in the long run. >> for more information like this, go to pete the planner planner.com. anything you want. >> pete the planner.com. >> you are out there. social media guru among other things. >> good to see you. >> thanks a lot. more indy style after this. i am talking with jr martinez. all right! don't go away. <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3249970&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> Pete The Planner,Buying a Home,Real Estate Personal Finance,Mortgages & Real Estate,family / personal budget http://eplayer.clipsyndicate.com/view/1602/3249460 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3249460?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/06/02/33/5f5c5cbda4f639476e9caa1282d0a721.cxlelrpcrierotszfrxg.JPG" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Wells Fargo is trying to jump start home ownership in Metro Atlanta by helping people buy homes in the City of Atlanta. Jeanne Goldie, regional program manager for Well Fargo Home Mortgage, stopped by Good Day Atlanta to talk about the program, NeighborhoodLIFT.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3249460?cpt=8&wpid=208 Mon, 06 Feb 2012 14:24:44 +0000 Wells Fargo, Groups Spur Home Ownership Wells Fargo is trying to jump start home ownership in Metro Atlanta by helping people buy homes in the City of Atlanta. Jeanne Goldie, regional program manager for Well Fargo Home Mortgage, stopped by Good Day Atlanta to talk about the program, NeighborhoodLIFT. http://www.clipsyndicate.com/video/playlist/1602/3249460?cpt=8&wpid=208 WAGA FOX 5 Atlanta, GA <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3249460&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> News,Local News,Personal Finance,Mortgages & Real Estate http://eplayer.clipsyndicate.com/view/1602/3249636 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3249636?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/06/03/29/eb19d3f3c9003bd2b2972dd3fe937f2e.vhddtksgxdsogmqjyaam.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">2030 McGregor Blvd., Fort Myers, FL 33901 239-333-2992/239-281-3128 condoandhoalawgroup.com</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3249636?cpt=8&wpid=208 Mon, 06 Feb 2012 13:41:23 +0000 Condo & HOA Law Group, PLLC 2030 McGregor Blvd., Fort Myers, FL 33901 239-333-2992/239-281-3128 condoandhoalawgroup.com http://www.clipsyndicate.com/video/playlist/1602/3249636?cpt=8&wpid=208 WFTX FOX 4 Cape Coral, FL <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3249636&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> The,Morning,Blend Business,Real Estate,Communities http://eplayer.clipsyndicate.com/view/1602/3243918 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3243918?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/03/05/28/dc5413898c711ec82a62e49a5cb02842.sfpvfudxeeuoikqvvmzf.JPG" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Mortgage rates hit a new historic low this week, as the average 30-year fixed rate fell to 3.87 percent.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3243918?cpt=8&wpid=208 Fri, 03 Feb 2012 17:11:29 +0000 Clifford Rossi Talks Mortgage Rate Drop Mortgage rates hit a new historic low this week, as the average 30-year fixed rate fell to 3.87 percent. http://www.clipsyndicate.com/video/playlist/1602/3243918?cpt=8&wpid=208 WTTG FOX 5 Washington, DC <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3243918&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> News,Local News,Personal Finance,Mortgages & Real Estate http://eplayer.clipsyndicate.com/view/1602/3243558 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3243558?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/03/03/24/afa3d2d60d56f2e14fa2bbd2e2633e55.kvcdpzdtaqdyueczrliq.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Money "hacker" Stacy Johnson explains how to get out from under your mortgage as soon as possible.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3243558?cpt=8&wpid=208 Fri, 03 Feb 2012 13:45:45 +0000 Money Talks; Financially Free Money "hacker" Stacy Johnson explains how to get out from under your mortgage as soon as possible. http://www.clipsyndicate.com/video/playlist/1602/3243558?cpt=8&wpid=208 KHSL Chico, CA and the biggest debt for most people is their mortgage. rob rob today, money "hacker" stacy johnson explains how to get out from under your mortgage as soon as possible. pkg vo for most people, a home is the biggest investment they'll ever make, and with it comes the biggest debt they'll ever face:a rtgetaupheoor u n destroy that mortgage debt, the sooner you can become financially free. how can you get it done sooner? let's count the ways. vo first, you can refinance.5 year mortgages will not only destroy that debt faster, they also have lower rates: about 3.25 percent when i wrote this. standup: but refinancing can be a hassle, and expensive. and, of course, a 15 year loan has higher payments. so let's look at idea number 2: making an extra payment every year. vo it's called bi-weekly payments: you pay half your regular payment every 2 weeks, rather than a full one every month. result? you make one extra payment annually. just that one tactic can pay a 30 year mortgage in 22 years, and save tens of thousands in interest. vo mortgage companies often try to sell you on these programs - for a fee. just say no. you can do the same thing yourself by simply adding an extra 1/12 of a payment monthly. standup but if money's too tight for either of these ideas, there's always idea number 3: simply round up your payment. vo if your payment is $950 a month for example, you probably consider it to be a grand anyway. so why not make the payment $1,000? but make sure the extra goes toward principle. vo bottom line? your mortgage is your biggest debt, and paying it off as soon as possible is a good idea. best way to do it? pay as much as you can, every month. i've got more ideas, calculators and information right here at moneytalksnews.com. i'm sj. full page tag britt britt if you want more tips, then stacy's your guy. visit him online going to our websites and clicking on the business page. rob rob we'll be right back with your health news. ### [d0]b r e a k 3 --health open-- britt britt one of the largest breast cancer charities in the nation is facing backlash over its decision to stop giving grants to <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3243558&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> money,talks,staacy,johnson,mortgage,financially,free,KHSL,KNVN,Chico,Redding,khsl_money_talks,khsl_wake_up_features News,Local News,Personal Finance,Mortgages & Real Estate http://eplayer.clipsyndicate.com/view/1602/3241847 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3241847?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/03/01/30/77f4017389077598864ab806508f1b31.zfcrqqbpqaqqxhywngtk.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Representative Beth McCann Introduced House Bill 12-1156 In January.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3241847?cpt=8&wpid=208 Fri, 03 Feb 2012 01:06:43 +0000 New Bill Could Make It Harder For Banks To Seize Homes Representative Beth McCann Introduced House Bill 12-1156 In January. http://www.clipsyndicate.com/video/playlist/1602/3241847?cpt=8&wpid=208 KJCT ABC 8 Grand Junction spencer some state lawmakers are hoping to make it harder for banks and financial institutions to seize your home.megan a bill was introduced recently in the state legislature to help protect homeowners going through the process. kjct news eight's janelle ericsson looked into the bill today and joins us now live with more. janelle? last year alone, the grand junction housing authority saw nearly 250 people face foreclosure. but representative beth mccann says her bill would help people fight for their homes. 3 a new bill will make it harder for banks to foreclose on your home if it's passed. "the bill will require enties that are attempting to foreclose on someone's house so the ones that actually file the foreclosure action to prove to a court that they are the correct entity and that they are entitled to foreclose." but some local attorney's like jarrod pearson say this proposal just makes more work for them and doesn't change the end result. "it'll be a longer judical proceeding, a longer public trustee proceedi but we're going to end up at the same place." "lawyers need to be able to prove their case and clients, witnesses have to prove a case you have to bring in documents you can't just say i should win because i should win." but pearson argues his credibility shouldn't be questioned when he signs a foreclosure. "it's my license that's on the line when i sign that statement saying yes this bank is entitled to proceed with the foreclosure." pearson also says this new bill is making the foreclosing procedure unbalanced and that could make more problems for people trying to get loans in the future "i guess my prospective is we really have to guard that balance we want to make sure the borrowers are protected but at the same point in time, we have to ensure sufficient protection for the banks for them to be willing to make the loans." yet the supporter of the bill says this is about making sure homeowners better understand the process. "i'm hoping this will give consumers a much more confident feel about what's going on. and give them the opportunity to really make the foreclosing entity prove their case." 3 house bill 11-56 has been assigned to committee but there is not a date for it to be heard just yet. representative mccan says in the meantime she's talking to members who will be hearing the bill when that time comes and explaining why she thinks it should become a law. reporting live, janelle ericsson kjct news 8. 3 <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3241847&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> News,Local News,Personal Finance,Mortgages & Real Estate,Government & Politics http://eplayer.clipsyndicate.com/view/1602/3242098 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3242098?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/03/02/51/6a6c1c1d6d0a6aa6e8c33f717b2f0aef.rqvvklllwiymtbjbctja.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">No hay buenas noticias en el sector inmobiliario.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3242098?cpt=8&wpid=208 Thu, 02 Feb 2012 23:54:23 +0000 Baja Venta de Casas No hay buenas noticias en el sector inmobiliario. http://www.clipsyndicate.com/video/playlist/1602/3242098?cpt=8&wpid=208 WUVN Hartford No hay buenas noticias en el sector inmobiliario. Un reporte de la agencia especializada Warren Group indica que la venta de casas ha bajado en un 13 porciento. Esta es la cifra mas baja desde que se comenzo a tabular propiedades en el año 1987. El declive en las ventas se ha registrado por siete años consecutivos. El precio promedio de una vivienda en connecticut se situa en los 243 mil dolares. <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3242098&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> hipotecas,ventas,casas,compras,homes,wuvn_noticias_locales Business,Parenting & Family,Personal Finance,Investing,Credit & Debt,Mortgages & Real Estate,Communities http://eplayer.clipsyndicate.com/view/1602/3242029 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3242029?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/03/02/24/caab792a68309610bc2e7668e2d9f0ad.qaipsbbvzblwuoswwivg.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">usuarios de agencias de envio de remesas a America Central y Republica Dominicana dispondran de una herramienta web.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3242029?cpt=8&wpid=208 Thu, 02 Feb 2012 23:08:51 +0000 Envio de Remesas usuarios de agencias de envio de remesas a America Central y Republica Dominicana dispondran de una herramienta web. http://www.clipsyndicate.com/video/playlist/1602/3242029?cpt=8&wpid=208 WUNI Boston Los usuarios de las agencias de envio de remesas a America Central y Republica Dominicana dispondran de una herramienta web que les ayudara encontrar el servicio mas economico. Inmigrantes de Centroamerica y de Republica Dominicana envian unos 11 mil millones de dolares anuales en remesas a sus familias. Y en un nuevo sitio, enviaacentroamerica.org, ahora podran comparar precios y tarifas de servicios de remesas. Hasta ahora no habia lugar donde familias podian comparar con rapidez, costo y confiabilidad para enviar dinero. "No es sino entrar alli, te va a pedir el lugar donde resides en Estados Unidos, varias ciudades, el pais y la ciudad donde quieres enviar en Centroamerica y el monto. 2 alternativas, Monto de 200 y monto de 500 dolares. Al oprimir entre va a recibir una pantalla donde salen todas las alternativas para hacer el envio, con los costos de cada una de esas alternativas. Esta salvadoreña piensa que el nuevo sitio puede serle muy util para ver otras alternativas. "Si, estaria comodo, porque la verdad es que yo vivo lejos de aca. entonces me cuesta venir desde alla hasta aca para ponerle a mi familia en el salvador." Los creadores del sitio, el Banco Mundial, Fomin, y el Centro de estudios monetarios latinoamericanos dicen que lo importante es que consumidor sepa cuales son sus opciones. "Entender bien cuanto es lo que me esta costando enviarle dinero a mi madre, a traves de una compañia o un banco una union de credito versus otra. nosotros lo que queremos es que el consumidor pueda elegir, que esa seleccion se facilite. y piensan tambien que quizas habra mayor presion para bajar las tarifas." Por ahora el sitio no incluye remesas a Mexico y Sudamerica, quizas se pueda ampliar este servicio para comparar precios de remesas aunque por ahora no hay planes concretos de hacer eso precisamente. <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3242029&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> dinero,envios,paises,republica dominicana,salvador,centro,remesas,wuni_noticias_locales Business,Personal Finance,Mortgages & Real Estate,Communities,Hobbies & Interests,online,Science & Technology,Consumer Electronics,online gaming http://eplayer.clipsyndicate.com/view/1602/3238927 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3238927?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/02/06/54/e600690d5d022b48e7f926c8a22b3112.lsarzppvllykmkemvkra.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Mark Meredith reports. KDVR 9PM, 2/1</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3238927?cpt=8&wpid=208 Thu, 02 Feb 2012 06:54:15 +0000 Program aims to help homeowners refinance Mark Meredith reports. KDVR 9PM, 2/1 http://www.clipsyndicate.com/video/playlist/1602/3238927?cpt=8&wpid=208 KDVR FOX 31 Denver, CO <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3238927&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> News,Local News,Personal Finance,Mortgages & Real Estate http://eplayer.clipsyndicate.com/view/1602/3237438 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3237438?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/01/11/55/8032bbefe2f4c037c240bd23a5a5ad48.wkznnodmkegqyrxaytuy.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">2-1-12 Refinancing Help</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3237438?cpt=8&wpid=208 Wed, 01 Feb 2012 23:54:54 +0000 Refinancing Help 2-1-12 Refinancing Help http://www.clipsyndicate.com/video/playlist/1602/3237438?cpt=8&wpid=208 KFOR NBC 4 Oklahoma City <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3237438&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> News,Local News,Personal Finance,Mortgages & Real Estate http://eplayer.clipsyndicate.com/view/1602/3237553 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3237553?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/02/12/13/d93fff027acd83f4b73fa10e24e043ae.kixplzjvdkwrkgiskxuf.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Lideres democratas presentan propuestas con miras a proteger a los consumidores.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3237553?cpt=8&wpid=208 Wed, 01 Feb 2012 23:43:51 +0000 Proteccion al Consumidor Lideres democratas presentan propuestas con miras a proteger a los consumidores. http://www.clipsyndicate.com/video/playlist/1602/3237553?cpt=8&wpid=208 WUVN Hartford Lideres democratas presentan propuestas con miras a proteger a los consumidores. La medida tiene como meta proteger numeros de Seguro Social, prohibir el uso de GPS entre las persona como sistema de monitoreo y evitar que aumenten de forma inescrupulosa los precios de la gasolina y otros carburantes que se utilizan para calefaccion, asi como precios de servicos de remocion de nieve y articulos que utilizan para este proposito. Ya existe una ley de proteccion al consumidores pero los legisladores quieren impulsar cambios en la misma tras lo sucedido en las pasadas nevadas en esa region entre los residentes. <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3237553&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> consumidore,compras,gastos,taxes,financiero,wuvn_noticias_locales Personal Finance,Credit & Debt,Mortgages & Real Estate,Taxes,Communities http://eplayer.clipsyndicate.com/view/1602/3236964 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3236964?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/01/10/44/265d9efda9b5657307763705f3531107.qcqojykmuypqskmtyfio.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Options for underwater mortgages.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3236964?cpt=8&wpid=208 Wed, 01 Feb 2012 22:28:40 +0000 Homeowners struggling to stay above water Options for underwater mortgages. http://www.clipsyndicate.com/video/playlist/1602/3236964?cpt=8&wpid=208 WPTV NBC5 West Palm Beach wrapped up in red 3tape and weary of the runaround...its the plight of so many homeowners struggling to stay above water.good evening,i'm michael williams i'm kelley dunn thanks for staying with us 3 communicating with lenders can create major frustration for homeowners.it's often impossible to get the same person on the phone when calling big banks or other lenders.as part of our yearlong impact 5 look at the housing cris, newschannel five's marissa bagg has more on what you can do if you're overwhelmed trying to reach your lender. 3 &lt;&lt; (paperwork nats)PILES OF paperwork crowd kathy sorkin's home office.the palm beach gardens resident is swamped. she is underwater on the mortgage for her five-bedroom three-bath house.she bought it for 549-thousand in 2005 - it's now worth about 360- THOUSAND."My house means everything to me. The thought of losing it is beyond comprehension."SORKIN ONCE owned her own production company. then she contracted lymes disease and had to quit work. disability payments don't come close to covering her montly house payment.now, her home is in foreclosure. sorkin says trying to talk to her lender is a nightmare, because she can never speak with the same person twice,."i feel that it's just been a total lack of communication. You can't have a real conversation, that's my frustration."REAL ESTATE lawyer dan kaskel says the disconnect is all too common. "Sometimes banks are foreclosing and trying to work out a mortgage because the two departments don't know they're working with the same borrower."KASKEL OFFERS ADVICE for homeowners trying to escape the runaround.he says when you're on the phone with your lender, always take notes about your discussion.., get the name of the person you spoke with, and all of their including their email address. and he says be proactive--make follow up calls. don't wait for your lender to do it.; "Those who are persistant and keep records will get results." nats of laundrySORKIN HOPES her persistence will pay off. she's waiting for approval on a loan modification so she can stay in her home--hoping she can put her mortage mess BEHIND HER."That's a lot of stress to live with, not knowing what tomorrow will bring."A LOAN MODIFICATION kept her afloat for about a year... but her bank dismissed her from the program when she couldn't keep up with the payments.> 3 experts estimate one in five experts estimate one in five 3 homeowners in south florida owes more on their home than its' worth.we've posted information on our website about your options if you have an underwater mortgage.also, what free services are out there for legal advice.it's all at wptv-dot-com.just click on the impact 5 section. 3 <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3236964&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> Homeowners,struggling,to,stay,above,water News,Local News,Personal Finance,Mortgages & Real Estate http://eplayer.clipsyndicate.com/view/1602/3235840 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3235840?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/01/03/37/662e290e08b9073168d0cc566ec516eb.vilpwqnddyhmvywpmahb.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">The Habitat For Humanity is looking for volunteers for its "Women Build," where a house is built only by women</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3235840?cpt=8&wpid=208 Wed, 01 Feb 2012 11:41:38 +0000 Habitat's Women Build The Habitat For Humanity is looking for volunteers for its "Women Build," where a house is built only by women http://www.clipsyndicate.com/video/playlist/1602/3235840?cpt=8&wpid=208 WAAY ABC Huntsville, AL habitat for humanity is calling all women to roll up their sleeves....and get to work.... the organization is looking for volunteers.. for its "women build". that's where a house is built only by women. athens limestone habitat for humanity last did a women's build in 2009. if you would like to get involved, contact brandi abbott at 256- 374-9815. here's a quick <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3235840&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> WAAYTV_homepage,WAAYTV_morning,WAAYTV_news News,Local News,Business,Real Estate,Communities,charity,Careers & Occupation,construction,women http://eplayer.clipsyndicate.com/view/1602/3234143 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3234143?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/01/01/19/a3c8149d7ced38bfce338e6db9a65783.jzynvrziwphbkgqvedmd.JPG" width="120" height="90" border="0" /></a></td><td style="padding:5px;">It's been a rough ride for one FOX 26 viewer. Not only did she lose her home to foreclosure, but she says the woman who was supposed to help her modify her mortgage took her money and didn't do the job.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3234143?cpt=8&wpid=208 Wed, 01 Feb 2012 01:15:48 +0000 Score to Settle after Viewer Loses Home It's been a rough ride for one FOX 26 viewer. Not only did she lose her home to foreclosure, but she says the woman who was supposed to help her modify her mortgage took her money and didn't do the job. http://www.clipsyndicate.com/video/playlist/1602/3234143?cpt=8&wpid=208 KRIV FOX 7 Houston, TX <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3234143&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> News,Local News,Personal Finance,Mortgages & Real Estate http://eplayer.clipsyndicate.com/view/1602/3234079 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3234079?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/02/01/12/59/b159341d4bf533222817e0a359d3db04.mhytpniykdegsevbnsuw.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Quienes no paguen hoy, a partir de mañana comenzaran a pagar recargos.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3234079?cpt=8&wpid=208 Wed, 01 Feb 2012 00:10:14 +0000 Ultimo dia para pagar impuestos a la propiedad Quienes no paguen hoy, a partir de mañana comenzaran a pagar recargos. http://www.clipsyndicate.com/video/playlist/1602/3234079?cpt=8&wpid=208 KINT TV El Paso La ley establece que hoy todo propietario debe cumplir con el pago de impuestos, que entre otras cosas, ayudara a pagar por las escuelas publicas, las calles la ciudad y las carreteras del condado. Por lo general aqui en el condado de El Paso, la gente es muy responsable. Y vaya que la situacion economica, a obligado a muchos hasta a pedir prestado con tal de cumplir con esta responsabilidad. Otros a pesar de haber hecho su juntadito, dicen haber enfrentado situaciones que los llevaron a desacompletar el dinero y pagar a ultimo momento. Otros a pesar de todo, lograron juntar su contribucion a tiempo. A la mayora de los dueños de propiedad les gusta pagar sus impuestos sobre la propiedad antes del fin de año, para poder descontarlos de sus impuestos federales sobre ingresos. pero aquellos que hasta hoy no lo hagan, deben saber que a partir de mañana empezaran con 7 por ciento de recargos ...... pueden pagar por el internet, y pueden pagar por telefono, es una nueva opcion, con una tarjeta de credito o convirtiendo su cheque en un cheque electronico..Yodos los bancos Wells Fargo aceptan el pago de impuestos a la propiedad, pero no en dinero en efectivo, tendra que ser en cheque o giro postal.Mientras ms tiempo deje pasar sin pagar sus impuestos sobre la propiedad, le resultar ms caro y ms riesgoso. Las multas pueden subir hasta un 12 por ciento, dependiendo cunto se tarde en pagar. <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3234079&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> impuestos,propiedad,recargos,kint_noticias_locales Personal Finance,Credit & Debt,Mortgages & Real Estate,Taxes http://eplayer.clipsyndicate.com/view/1602/3232704 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3232704?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/01/31/06/46/ff07f5dc4aeefcb84fd9a5c7a2dccaa8.zlvqktyqqeoyfcerohhu.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Gov. John Lynch delivers his final State of the State address. The governor discusses deceptive mortgage practices, health care costs and Northern Pass. He also says he opposes efforts to repeal same-sex marriage.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3232704?cpt=8&wpid=208 Tue, 31 Jan 2012 18:18:50 +0000 State Of State Address: Part 5 Gov. John Lynch delivers his final State of the State address. The governor discusses deceptive mortgage practices, health care costs and Northern Pass. He also says he opposes efforts to repeal same-sex marriage. http://www.clipsyndicate.com/video/playlist/1602/3232704?cpt=8&wpid=208 WMUR ABC 9 Manchester NH <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3232704&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> News,Local News,Personal Finance,Mortgages & Real Estate http://eplayer.clipsyndicate.com/view/1602/3232682 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3232682?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/01/31/06/37/fbaedf338ae22f15a93116144fbeb654.cepecrynuyusphyneyqe.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Hard times have left many people stuck in a finacial crisis. Should you try to hang on to your home or would you be better off by walking away? Anthony Deluca is here to show you what factors you should consider before making a major decision.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3232682?cpt=8&wpid=208 Tue, 31 Jan 2012 17:13:31 +0000 Deluca & Associates Hard times have left many people stuck in a finacial crisis. Should you try to hang on to your home or would you be better off by walking away? Anthony Deluca is here to show you what factors you should consider before making a major decision. http://www.clipsyndicate.com/video/playlist/1602/3232682?cpt=8&wpid=208 KTNV Las Vegas, NV . >> welcome back. are you struggling to keep up on your mortgage payments? many folks in the valley are in this position right now, so how do you know when to keep your home and when to walk away. >> here to tell us what questions you should ask yourself, attorney anthony delucca with delucca &amp; associates. welcome back. >> you've been in the business of helping las vegans for how long. >> for the last decade, i've had my firm, delucca &amp; associates. >> as you know, a lot of people are in very tough times and they don't know if they should give up on their house, walk away or what to do. what advice are you giving them? >> i think the hardest part for people is the emotional they walk away from their home, it's some kind of failure, when it's really not. it's a business decision, not an emotional decision. for many people, their houses are worth literally 30 to 40% of what they owe, and clients with condos that they ppid 180 and worth 40. it's practical decision and if you're struggling, the question is number one, do you really love the home? are you in this because of the emotional battle or is this escape of digging in your heels in saying i'll hold on to this no matter what or is it something else. do you really love the home? do you love the school district and do you love your neighbors? if you don't love your home, what's the fight for in the first place? the second thing is time frame, this is really important. how long do you plan to stay in the home? is this the house where you'll be at for the next 20 years. because they estimate here in las vegas, they say somewhere to 22 to 30 years depending on who you're talking to before your house gets back to where it was. >> >> the third start can you afford it? i mean, a lot of people are saying, i'd have to rent it for same amount or have to go pay rent the same amount of the mortgage, that's really nott true. if the mortgage is 1300 and the rent the s 1300, what about the prerty taxes and the hoa and the maintenance and the insurance. if you're renting a place, you call the landlord and say the water heater is broken, and they come and replace it, but so it's not 1300 versus the 1300 and it comes down to can you afford it. it's not living to live paycheck to paycheck. think about it, if you have a $1500 mortgage and your house is worth 50%, every time you make a payment, do you build equity? >> no. >> you're not going to have equity until your house is back to even. >> paint the picture in the heads of the home owners that the $150,000 home, would you pay $350,000 for it today? >> that's right. a great way to put it. like buying a stock. if you buy a stock at $10, are you going to pay 50 for it? of course not. you don't start an investment $150,000 in the hole. >> this is the most financial decision many of us will make in our lives? >> absolutely, absolutely. that is why people need to look at long interprterm. where can that money be better spent? that is something you can put towards retirement so compound that and see where that comes up to be. >> a lot of cash. >> what do we need to know about bankruptcy if that is an option we're considering? >> if you walk away from the home, the bankruptcy can eliminate the first mortgage and the second mortgage and the big question is what about the taxes? if i don't file bankruptcy and walk away, am i going to get 1099 for the deficient so bankruptcy liquidates that so you won't be responsible for the taxes so at the end of the year, the forgiveness act is going to retire and there is no indication they will reinstate it. >> after 2012 ends, you have pay taxes on what they forgave. >> the deficiency. >> if you're leaning on the fence, the best option is do it. you eliminate your secure debt, your credit cards, medical debts and the loans. >> how is delucca &amp; associates different from any other bankruptcy law firm in town? >> number one, it's the experience. we didn't get into this two or three years ago when the recession tanked. we're a bankruptcy firm and we do all the paperwork for people. we do the credit reporrs so they don't have to make a list of the credit reports and we walk them through it. >> thank you for joining us. >> thank you. >> if you have any questions for anthony, there is hope, so <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3232682&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> Deluca,Morning Blend Personal Finance,Credit & Debt,Mortgages & Real Estate http://eplayer.clipsyndicate.com/view/1602/3232324 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3232324?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/01/31/04/48/ab8df97241252a5fa25bdb38e0d8313b.tvlrmezlcxvgyteuqnge.JPG" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Owning a home can bring considerable tax advantages. Homeowners pay local property taxes and interest on their mortgage while a renter pays a lease. The landlord, however, can use the money the renter pays to pay the interest on the mortgage, so in a indirect way, the renter pays this.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3232324?cpt=8&wpid=208 Tue, 31 Jan 2012 15:51:31 +0000 Income Tax Advantages of Home Ownership Owning a home can bring considerable tax advantages. Homeowners pay local property taxes and interest on their mortgage while a renter pays a lease. The landlord, however, can use the money the renter pays to pay the interest on the mortgage, so in a indirect way, the renter pays this. http://www.clipsyndicate.com/video/playlist/1602/3232324?cpt=8&wpid=208 KRIV FOX 7 Houston, TX <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3232324&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> News,Local News,Personal Finance,Mortgages & Real Estate http://eplayer.clipsyndicate.com/view/1602/3232445 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3232445?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/01/31/05/26/18346932d1c456731b9091083ee4a56f.bmeievijwghbbycpmwog.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Debbie Morris,Metropolitan Indianapolis Board of REALTORS® (PAID-SUPERBOWL PACKAGE) PR: Claire Belby, Communications Director, MIBOR 317/956-5232 – direct; 317/523-7145 – cell www.mibor.com TOPIC: Hoosier Love promotion</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3232445?cpt=8&wpid=208 Tue, 31 Jan 2012 14:17:09 +0000 INSTY - Hoosier Love Debbie Morris,Metropolitan Indianapolis Board of REALTORS® (PAID-SUPERBOWL PACKAGE) PR: Claire Belby, Communications Director, MIBOR 317/956-5232 – direct; 317/523-7145 – cell www.mibor.com TOPIC: Hoosier Love promotion http://www.clipsyndicate.com/video/playlist/1602/3232445?cpt=8&wpid=208 WISH CBS 8 Indianapolis >>> hetero poll tan indianapolis board of realtors. first web site i ever looked at when i first moved to indiana. >> all right. than you. >> thank you. a lot of help. >> that is good. help.com. >> oh, now. we need more of you. >> that is looking up. right? >> it is looking up. you have, safe to call a contest? >> an opportunity. >> february is the month of love. >> yes. >> we are here to talk about hoosier love.com. it is a contest open to anyone. to find out why people love living this central indiana. not a written essay sort of thing. we are looking for 90 second videos that people can upload to hoosierlove.com. we are going to pick a weekly winner. >> okay. >> in the weekly winner will win $500. >> oh, thighs. grand prize is $5,000. >> that is huge. >> big. >> you actually brought a couple of examples of those, what we are looking for. >> let's take a look. >> okay. >> i love the climate. vice-versa. i love the sporting atmosphere here. i really like to celebrate sports person. great home speedway. i mean, great. if sports, it is grit lace to live. i love the camaraderie. we as a city, we work together or go down together. that is one of them. i have family, really great friends i made here. best part of living in indianapolis. >> affordable housing, great schools. friendly people. midwest city. >> what do you love about indiana? >> i love indiana because i love fishers. we live in a great community and true blessed with great people and great jobs. it is good pce. >> it is that kind ofpbeat hoosier attitude that might throw some new yorkers when they arrive. you don't have to know. you say hi. things of that nature. >> feeling the love. are you looking for creativity with these stheup-its. declaration? >> it can be fun. >> we are looking for the best concept. creative message. funny. i mean, honestly, we don't have any set criteria. we just want to, you know, see who has that best message. >> you won't know what a winner is, you will know when you see it. >> exactly. >> contest with rules. >> contest started and will be ending february 21. we will pick the winner on march 13. and like i said, the grand prize is $5,000. and, my board is excited to be sponsoring this contest along with, we are celebrating 100th scentennial. >> yes. nice. birthday party. >> that has come a long way. >> yes. real estate has come a long way in a hundred years. >> yes, yes. >> i'm trying to think what you did. >> do you have any -- much knowledge? >> no women. >> okay. yeah. >> we'll start there. but, yeah. you know. i don't know what the percentages are. well represented by the better looking gender. >> let's a little bit. one man mentioned, wasn't prompted by you. affordable housing. and as we are showing the nation in the world, how cool we are, these two weeks prior to the super bowl, is that a sort of thing, maybe somebody who had never considered a move here or written it off before, may be reconsidering, cable of pulling off event. someone to offer. that is what we thought. we are shining in that national spotlight like never before. we want everyone to know why it is such a great place to live. so that is why we thought this would be a good time for the contest. plus, we are hoping that we gain some national expure. >> sure. >> give this video to some of our economic development leaders hoping that they can use it to spark some interest for our city. >> and, in case people don't know, you don't have to go on web site if you are in need of a home or move. you have lots of nice, neat information there. find out about the neighbors, what for sale, what they are worth. statistics like that as well. >> statistics. yeah. >> you constantly, updated? as far as that sort thing? if someone is looking to be curious about homes in their neighborhood or their town or zip code for that matter, should they maybe be looking, once we -- i can't imagine. >> that is up to them. some people are obsessive. they stalk neighborhoods. >> they stalk. >> yeah, it is updated daily. so, you know. they can go on as much as they want. don't do it while you are working. yeah, it is uploaded. kept up to date. it is realtime. >> all that information. >> the information for the contest is right there. how to find it. >> hoosier love.com. it will be the best way. a link on the main web site. hoosierlove.com. as easy as uploading 90 second. good luck at winning $5,000. >> awesome. $5,000 might be enough for someone to renovate their home to the point they don't lose, may lose a potentiallying. >> didn't think about that. >> upload a link, both of those to our web site, indystyle.tv. >> is that cool? >> very thighs. >> one of the things i mentioned, how much they like the weather here in central <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3232445&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> Debbie Morris,Metropolitan Indianapolis Board of REALTORS,Hoosier Love promotion Personal Finance,Mortgages & Real Estate,Home & Lifestyle http://eplayer.clipsyndicate.com/view/1602/3231220 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3231220?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/01/31/04/49/21a869153497fd385b4891ad5244ebc1.jqvgtonrnkpdvdkfshpm.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">El tiempo de rendir cuentas al tio Sam ha llegado y representantes del IRS hacen llamado a contribuyentes para que no esperen hasta el ultimo momento.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3231220?cpt=8&wpid=208 Mon, 30 Jan 2012 23:51:40 +0000 Consejos Tributarios El tiempo de rendir cuentas al tio Sam ha llegado y representantes del IRS hacen llamado a contribuyentes para que no esperen hasta el ultimo momento. http://www.clipsyndicate.com/video/playlist/1602/3231220?cpt=8&wpid=208 WUVN Hartford El tiempo de rendir cuentas al tio Sam ha llegado y por ello representantes del IRS hacen llamado a los contribuyentes para que no esperen hasta el ultimo momento para presentar su declaracion de impuestos. segun expertos del departamento de rentas internas, la preparacion temprana de su formulario fiscal, le permitira minimizar los posibles errores y evaluar si opta por contratar los servicios de un contador certificado, usar algunos de los programas gratuitos para la preparacion de impuestos como el Free File o si decide realizar todo el tramite por si mismo. "Lo importante es que no deje de realizar su declaracion, y que conozca los creditos a los que usted como contribuyente tiene derecho de acuerdo a su ingresos. Si usted trabajo en el año 2011 y tuvo retenciones de impuestos, lo que llamos en ingles Witholding usted debe de presentar la planilla de impuestos para que asi le devuelvan el dinero que le retuvieron. Muchas personas creen que por tener un ingreso bajo durante el 2011 no tienen que presentar la declaracion pero yo le recomiendo que lo hagan porque usted no sabe si se esta perdiendo de reclamar algun credito para personas de ingresos bajos." Si usted desea informacion adicional sobre como realizar su declaracion de impuestos en español usted puede ingresar a la pagina de departamento de rentas internas www.irs.gov/espanol. <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3231220&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> irs,taxes,impuestos,dependes,dinero,gobierno,incomtax,wuvn_noticias_locales Personal Finance,Credit & Debt,Mortgages & Real Estate,Taxes,Business,Real Estate,Government & Politics http://eplayer.clipsyndicate.com/view/1602/3229944 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3229944?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/01/30/11/23/31ff41069e8f2b6ef83ebfb43bc27b99.pfebboayptlbqmlakiuf.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Multiple foreclosed properties are donated</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3229944?cpt=8&wpid=208 Mon, 30 Jan 2012 23:13:07 +0000 Foreclosed homes get a second chance Multiple foreclosed properties are donated http://www.clipsyndicate.com/video/playlist/1602/3229944?cpt=8&wpid=208 KJRH NBC 2 Tulsa, OK <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3229944&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> foreclosed,homes,foreclosure,houses,real,estate,properties News,Local News,Business,Real Estate http://eplayer.clipsyndicate.com/view/1602/3230833 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3230833?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/01/31/02/56/da6f479be9e2ab7af3c7baec085b6e39.irqxaqrxpvbdiznfhnnj.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Activistas salieron a las calles de Boston para seguir demandado un alto a la crisis de embargos hipotecarios.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3230833?cpt=8&wpid=208 Mon, 30 Jan 2012 23:04:58 +0000 Protestas por Ejecuciones Hipotecarias Activistas salieron a las calles de Boston para seguir demandado un alto a la crisis de embargos hipotecarios. http://www.clipsyndicate.com/video/playlist/1602/3230833?cpt=8&wpid=208 WUNI Boston Activistas salieron a las calles de Boston para seguir demandado un alto a la crisis de embargos hipotecarios. Con disfraces acuaticos activistas protestaban en frente de bancos como JP Morgan, Chase y Bank of America para pedir un alto a la crisis de ejecuciones hipotecarias, y es que segun manifestantes, hay propietarios que estan "bajo el agua" con deudas hipotecarias que superan el valor de sus viviendas. Un promedio de casas perdieron 50 porciento de su valor encontes los dueños se encuentran con una deuda grandisima que no pueden costiar por otros problemas economicos de esta crisis. Don Domingo franco era uno de los muchos indignados que protestaba en contra de esta situacion, segun el una modificacion de prestamo lo ayudaria a salvar su hogar. "Me endeude mas con la tarjeta de credito tratando de mantenerme aflote con el prestamo y desde el 2009 he sometido al banco Chase 5 veces la aplicacion completa para la modificacion de prestamo y lo han rechazado porque estoy desempleado." De acuerdo a un reporte reciente dla campaña nacional "The New Bottom Line", el 25 porciento de las hipotecas en el pais estan bajo el agua, esto tambien quiere decir que muchos propietarios pueden seguir haciendo pagos y no llegar a ser dueños de su propia casa. Ante esto el reporte tambien revela que la unica manera de resolver esta crisis es de reducir el principal de la casa al valor actual lo cual no solo ayudaria al propietario sino que tambien crearia cerca de 35 mil empleos en el estado. El concejal Felix Arroyo se unio a los mas de 150 protestantes pues el ha propuesto una legislatura en donde el presupuesto de la ciudad de boston de mas de un billon de dolares no sea depositado en bancos nacionales que no esten cooperando con la comunidad para terminar con la crisis de ejecuciones hipotecarias. "Yo quiero poner ese dinero a los bancos que esten trabajando bien con la comunidad y no en contra y si pasamos esa propuesta podemos cambiar la economia de la ciudad de boston con esos bancos que acepten que tienen que trabajar con la gente." El presidente Barack Obama tambien ha pedido una reduccion al principal de esas casas, sin embargo este aun no se lo ha requerido a los bancos. <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3230833&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> casas,bancos,perdidas,wuni_noticias_locales Parenting & Family,Personal Finance,Credit & Debt,Mortgages & Real Estate,Business,Real Estate,Communities,family / personal budget http://eplayer.clipsyndicate.com/view/1602/3229299 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3229299?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/01/30/06/53/7dc94639547b4de5fc0b41aa7bf0dd41.gyfalreexuanzrivgkcz.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Financial Guidance Center (formerly Consumer Credit Counseling Service) wants to help you with your finances! From loan modifications to debt management, Financial Guidance Center has wonderful programs for your financial problems. Watch today to see how they can help you.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3229299?cpt=8&wpid=208 Mon, 30 Jan 2012 17:22:54 +0000 Financial Guidance Center Financial Guidance Center (formerly Consumer Credit Counseling Service) wants to help you with your finances! From loan modifications to debt management, Financial Guidance Center has wonderful programs for your financial problems. Watch today to see how they can help you. http://www.clipsyndicate.com/video/playlist/1602/3229299?cpt=8&wpid=208 KTNV Las Vegas, NV >> welcome back to "the morning blend." a new year, a new start for preventing foreclosures to free tax help. our next guest provides the services that will keep you afloat during economic hardships. >> michelle johnson of newly named financial guidance center joins us now with more. welcome back. >> good morning. >> last time we saw you, you were with consumer credit counseling services. you have a name change. tell us what happened. >> we do. we will be known as financial guidance center, new logo, name, and premiere services and premier staff. just a name that will better hopefully serve us as far as the broad range of services that we provide. >> so, there's no change to any offthe services, all of the same awesomeness. >> free help that you have been providing for people. >> absolutely. absolutely. >> let's highlight programs. tax preparations service. this is tax time. >> it has begun. >> people need the help. >> we have people standing in line this morning. unfortunately, our tax site doesn't start until february 1st. we sent them away to come back. we wiil open on wednesday and we vauls for the past eight years have partnered with aarp and the i.r.s. to provide free tax preparation. 9:00 to 3:00 each day monday through saturday and no qualifications. we certainly don't want those that have the six-figure incomes to come take advantage of the free tax preparation. that's note the pprpose. >> that's not the purpose of it. other than that, we don't have any income limitations. and why pay? >> yeah, it was nice that people got to try to get an early start, but you're not starting until february 1, you said. >> which is wednesday. >> don't wait until the last minute, either. >> absolutely don't. don't come the first two weeks. you should pack a lunch, if you do. we're really busy. towards the end of february, through the first three weeks of march, it really isn't very busy, so come in then and you won't have any waiting time. absolutely. >> you also help people with a downpayment plan. tell us about this. >> right. we monitor or we administer six different downpayment systems programs for new home owners. those that want to purchase their first home and the thing with this is there are federal programs that allow some really high-income limitations, so for a family ever four, that makes $78,000 a year, we can help with downpayments. >> that's awesome. that. >> will help pay for 50% of the downpayment. closing cost, and potentially principle reduction as well. >> that's excellent. that's for people looking to get into a home but people looking to possibly stay in their home there's foreclosure prevention as well. >> absolutely. we have been doing that sort of been consuming our lives for the past few years. but the need hasn't gone away, and it is still -- it's still out there. there's no reason to pay anybody to provide direction and advice as to the options you might have for your housing issues. we have forral relationships with fannie mae, with some of the lenders, so that we can circumvent the long line that an individual might have to go through. >> yes. >> and we have the back room numbers. and we have the relationships that will allows -- allow us to help find resolutions much more quickly than you as an individual can do it. can you also help people can creating a budget and staying on track and getting out of the red financially to help them. >> absolutely. the basics of what people should be aware of with their finances. like you saii, how to budget. repaying your debt. i mean, there's -- we should learn from what we have been going through thpast few years. >> no question. >> carrying a huge amount of consumer debt has no value. having no savings is a scary position to be in. with unemployment and underemployment, not having that safety net, can cause devastation to a family. so, let us help you figure out how to get to be more financially sal vent. >> if we wanted to get help we would book an employment and have a financial counselor sit down with us one on one and see how that works. our phone number is 364-0344. >> that hasn't changed. >> our website has changed. and it is now financial guidance center.org. >> okay. >> but for those that may not be able to get into our service even though we're open from 7:30 to 7:00 monday through friday we can provide the beginning of the services online. >> do you fiid people are stunned by the services that you offer for free that others in the valley probably charge an arm and leg for. >> think they're very shocked, and it's actually presents a challenge for us because some people think if it's free, it has no value, and so, they're thinking that paying money brings expertise, which isn't true. >> not at all. >> okay. so, again, you are located on jones >> 2650 south jones. jones and sahara area. we have other offices in henderson and on nellis air force base as well. >> the address has not changed. the phone number has not changed. the website has changed, but if you go to the old website, it will bring you the new one. >> absolutely will. >> love it. >> thank you. >> thank you so much. the financial guidance center specializes in programs like loan modifications and free tax <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3229299&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> Financial Guidance Center,Morning Blend Personal Finance,Credit & Debt,Mortgages & Real Estate,family / personal budget,Business,Financial Industry http://eplayer.clipsyndicate.com/view/1602/3229175 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3229175?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/01/30/06/04/7903791dbd2ae47c7a748d1e570b8af8.fucoaegmeippfiqewfpu.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">Stacy Johnson from Money Talks explains how HARP might be able to help you get a lower rate on your mortgage.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3229175?cpt=8&wpid=208 Mon, 30 Jan 2012 13:47:03 +0000 Money Talks; Lower Mortgage Rates Stacy Johnson from Money Talks explains how HARP might be able to help you get a lower rate on your mortgage. http://www.clipsyndicate.com/video/playlist/1602/3229175?cpt=8&wpid=208 KHSL Chico, CA rob money reporter stacy johnson introudces us to a program that just might help. it's called "harp," and it could be music to your ears. pkg vo if you're a homeowner, the lower your monthly mortgage payment are, the better you like em. standup but refinancing to a lower rate isn't easy i yr mortgage is more than your home affordable refinance program, also known as harp 2. maybe you've wondered what it's about, and whether it can help you. well, let's find out. vo harp's all about helping some of our nation's 10 million underwater borrowers - those who owe more on their home than it's currently worth - refinance their mortgage to a lower rate. standup: using harp could be instrumental in refinancing to a lower rate with lower payments. but as with any harp, there are a few strings attached. vo first, your mortgage has to be insured by fannie mae or freddie mac. how do you find out? you can check on the agencies web sites or ask a mortgage company to help you. check the fanniemae site first, since they're bigger, then freddiemac if you need to. vo next, you have to be current on your mortgage. that means no more than one missed payment in the last year and none in the last six months. standup if you have missed more than a payment in the last year, or one in the last 6 months, that's ok. just wait till you haven't, and apply then. vo problem credit? no problem. this program is focused on helping borrowers who are timely on their payments. there's no minimum credit score, appraisal or qualifying income needed. standup bottom line? if you're underwater, your morga i acd fnoreiean 'r current, consider a harp. because lower mortgage payments are music to the ears. links and more information waiting right here at money talks news.com. i'm stacy johnson. full page tag britt britt if you want more information on "harp", then stacy's your guy. visit him online by going to our websites and clicking on the business page. rob rob we'll be right back with your health news. ### --health open-- britt <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3229175&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> khsl,knvn,money talks,mortgage,khsl_money_talks,khsl_wake_up_features,khsl_wake_up Personal Finance,Mortgages & Real Estate,Business,Economy http://eplayer.clipsyndicate.com/view/1602/3221082 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top"><td><a href="http://www.clipsyndicate.com/video/playlist/1602/3221082?cpt=8&wpid=208"><img src="http://video-static.clipsyndicate.com/zStorage/clipsyndicate/135/2012/01/27/01/26/882f4eb602e2e66cbe4a3869c0a17a50.oqgtpzotiibrbtchmwlp.jpg" width="120" height="90" border="0" /></a></td><td style="padding:5px;">En Boston un reporte revela gran demanda de alquileres de viviendas, mientras las rentas siguen en aumento.</td></tr></table> http://www.clipsyndicate.com/video/playlist/1602/3221082?cpt=8&wpid=208 Thu, 26 Jan 2012 22:59:11 +0000 Aumenta Alquiler de Viviendas En Boston un reporte revela gran demanda de alquileres de viviendas, mientras las rentas siguen en aumento. http://www.clipsyndicate.com/video/playlist/1602/3221082?cpt=8&wpid=208 WUNI Boston En Boston un reporte revela gran demanda de alquileres de viviendas, mientras las rentas siguen en aumento. Patricia Clara ha tenido que mudarse de casa 7 veces en los 8 años que lleva viendo en Massachsuetts , y es que segun ella, las altas rentas y malas condiciones de sus anteriores hogares, ha hecho que esto se vuelva un verdadero dolor de cabeza. "Cuando tienes un trabajo que te dan tres o tiempo completo y no te pagan lo suficiente como para ver como logras pagar rentas, no te da porque tienes que pagar por alimentacion y utilidades." Pero Patricia no es la unica que cree que las rentas en boston son bastante costosas, ya que un reporte por la compania de bienes raices REIS inc. indica que la area metropolitana de boston se ha convertido en la quinta ciudad del pais mas cara en lo que se refiere al pago de rentas de inmuebles. El reporte tambien revela que en el 2011 durante los mes de octubre y diciembre las rentas subieron a 1,686 dolares, comparado con el 2010 donde los alquileres se registraron cerca de 1,649, mientras que el 2009 el estimado era de 1,600. Eliza Parad, organizadora de inquilinos de la colaborativa de Chelsea, atribuye este aumento en parte al alto indice de embargos hipotecarios. "Hay un mercado mucho mas grande de personas buscando rentar apartamentos porque las personas siguen perdiendo sus casas y los inversionistas y dueños de casas saben que pueden cobrar mas porque saben que hay competencia para rentar apartamentos." Otras organizaciones indican que debido a las altas rentas en el mercado tambien hay una larga espera de hasta tres años en las viviendas subsidiadas por el gobierno, una alternativa que es bastante buscada por familias de bajos recursos."Vivimos en los alrededores de las universidades. universitarios que si pueden pagar porque no tienen hijos, pueden vivir 4 o 5 personas en un solo apartamento y no les afecta tanto mientras los que tenemos hijos si nos afecta porque no podemos incluir 5 familias con tres hijos cada familia" Mientras los expertos predicen que esta tendencia seguira en aumento en los proximos años, activistas indican que esto seguira beneficiando a los dueños, y contratadores de viendas mientras no haya un control de rentas regulada por el gobierno. <iframe frameborder="0" scrolling="no" src="http://eplayer.clipsyndicate.com/embed/iframe?va_id=3221082&wpid=208&windows=1&pl_id=1602&pf_id=210&cpt=8" width="320" height="280"></iframe> renta,boston,aumento,latinos,casas,wuni_noticias_locales Business,Personal Finance,Mortgages & Real Estate,Taxes,Real Estate,Communities